Top 10 Credit Cards In India 2019 [Updated]: Best Credit Cards in India Benefits & More

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10 Best Credit Cards In India 2019 [Updated]: Top Credit Cards in India Benefits & More

In today’s digital age most of our money is electronic. Credit cards or plastic money have gained popularity since their creation in 1950. It is a very convenient way to make payments with credit cards but how does one decide which credit card is best in India?

The Problem

There are several banks that offer credit cards. Each bank also offers many kinds of credit cards. So which is the best credit card in India 2019?

Our Solution

CashKaro has made a list of 10 credit cards we think are the best in the market. The list covers several types of credit cards. We have tried to include a card for all your different needs. Check out these best credit cards in India.


Top 10 Best Credit Cards In India 2019 (In no particular order)

  1. The Jet Airways American Express Platinum Credit Card
  2. Axis Bank Neo Credit Card
  3. IndianOil Citi Platinum Card
  4. Kotak PVR Gold Credit Card
  5. Citi Cashback Card
  6. Yatra SBI Credit Card
  7. Standard Chartered SuperValue Titanium Credit Card
  8. HDFC Bank Diners Club Black Card
  9. IndusInd Bank Platinum Card
  10. HSBC Visa Platinum Card

Read on to find out what makes each card so good…


1. Jet Airways American Express Platinum Credit Card (Top Credit Card For Flights)

American Express is an exceptional bank that is renowned for it excellent services. This credit card by American Express is one of the best credit cards in India 2019 for those who travel a lot.

Who Is It For: Those that travel a lot

What Makes It Great:

  • Get 10,000 Bonus JPMiles and a 1-way Jet Airways domestic flight ticket
  • Access to airport lounges in 11 cities across India
  • Get 3% cashback on fuel
  • Earn 16 JPMiles when you spend Rs.150 spent on the website of Jet Airways every time
  • Spend Rs.100 spend under the EXTRA JPMiles Program and earn up to 20 Bonus JPMiles
  • Enjoy zero lost card liability

American Express credit card offers


2. Axis Bank Neo Credit Card ( Best Credit Card For Shopping)

Axis Bank’s Neo credit card is a great choice for those looking to save while shopping or going out for a movie. While there are other credit cards that provide similar benefits, this is one of the best credit cards in India that offers great opportunity for saving when you shop online.

Who Is It For: Movie goers and Shoppers

What Makes It Great:

  • No annual fee is charged for the first year
  • Get 10% cashback every time you recharge your mobile, shop online or buy a movie ticket
  • Transactions above Rs.2,500 can be converted to easy EMI payments
  • For every transaction of Rs.500 or more on Myntra, get a 10% discount
  • Enjoy zero card liability

Also Read: Axis Bank credit card offers | Axis Bank Vistara Infinite Credit Card Fees


3. IndianOil Citi Platinum Card (Top Credit Card For Fuel)

Owning a vehicle is expensive. You must spend on insurance, maintenance and well, fuel. Wouldn’t it be great if you could save money every time your purchased fuel? Well, this is one of the best credit cards in India 2019 that helps you save money on fuel purchases.

Who Is It For: People who buy a lot of fuel

What Makes It Great:

  • Spend more than Rs.30,000 and get your annual fee waived
  • Fuel surcharge is waived at IndianOil outlets
  • Earn Turbo points by buying fuel, groceries and all other purchases
  • Redeem Turbo points for free fuel
  • Get offers on shopping, dining and more

Also Read: CitiBank credit card offers | Citibank Prestige Credit Card Fees


4. Kotak PVR Gold Credit Card (Best Credit Card For Movies)

Get this credit card if you are a frequent movie goer. This best credit card in India 2019 for movie lovers gives free movie tickets and has other perks for all movie lovers.

Who Is It For: Movie lovers

What Makes It Great:

  • Spend Rs.10,000 in a billing cycle to get one free ticket
  • Spend Rs.15,000 in a billing cycle to get two free movie tickets
  • Get Add-on cards for your family
  • Get Rs.75,000 worth insurance coverage on lost or stolen card

Also See: 


5. Citi Cashback Card (Top Credit Card For Cashback)

This is without a doubt one of the best credit cards in India 2019 for earning cashback when you shop. Use this card every time you shop and earn cashback and other rewards.

Who Is It For: Those who want to earn when they spend

What Makes It Great:

  • Make contactless payments up to Rs.2,00,000
  • Get 5% cashback on movie tickets and phone bill payments
  • Pay utility bills through Citibank Online Bill Pay to get 5% cashback
  • Get 0.5% cashback on all purchases
  • Easy EMI option at over 2000 mobile, electronics and retail outlets

6. Yatra SBI Credit Card (Best Credit Card For Travel)

Yatra and SBI are both find their origins in India. Hence, this is one of the best Indian credit card that has amazing travel perks. Additionally, you get vouchers from Yatra that can translate into amazing savings.

Who Is It For: Those who love to travel

What Makes It Great:

  • Get a welcome gift worth Rs.8,500 from Yatra on joining
  • Get an annual fee waiver by spending at least Rs.90,000
  • Get 6x reward and bonus points by spending on Yatra and retail stores
  • Redeem all reward points for Yatra vouchers
  • Access airport lounges across India

Also See: SBI credit card offers | SBI Elite Credit Card Eligibility


7. Standard Chartered SuperValue Titanium Credit Card 

If the word “Titanium” in the name of this card is not enough to convince you that this is one of the best credit cards in India 2019, then read on the perks of owning this credit card below!

Who Is It For: People that like to save

What Makes It Great:

  • Get 5% (Up to Rs200 per month) cashback on all fuel purchases
  • 1% fuel surcharge reversal
  • Get 5% cashback on telephone, electricity, water and gas bills
  • Get 1 reward point for every Rs.100 spent on other categories

Also See: Standard Chartered Bank Platinum Elite Credit Card Eligibility


8. HDFC Bank Diners Club Black Card (Best Credit Cards For Rewards)

This is the best credit card in India 2019 for those who like to live large. This credit card offers amazing perks and rewards. Check them out below to know why this is the best credit card India.

Who Is It For: Big spenders

What Makes It Great:

  • Get 2x reward points on hotels and domestic/international flight bookings
  • Redeem points for air miles or hotel bookings
  • Access to 25 airport lounges in India and 650 lounges abroad
  • Get golf, travel and lifestyle benefits
  • Enjoy concierge service across a wide domain
  • Get Rs.2 crore airline crash cover and up to Rs.50 Lakhs Emergency Medical Expenses cover

Also See: HDFC credit card offers | HDFC Bank Diners Club Black Credit Card Fees


9. IndusInd Bank Platinum Card (Top Exclusive Credit Card)

Check out the amazing perks of owning one of the best credit card India 2019 from IndusInd bank!

Who Is It For: People that love a posh life

What Makes It Great:

  • Avail Accor Plus Program membership
  • Members can enjoy up to 15% discount on drinks across Asia and up to 50% discount on dining across Asia Pacific.
  • Get complimentary golf lessons across India
  • Benefit from Travel Plus Program
  • Get priority pass and lounge access at airports
  • Avail services during emergency through the bank’s 24×7 Auto Assist Facility

Also See: IndusInd Bank Signature Legend Credit Card Eligibility


10. HSBC Visa Platinum Card (Best Credit Card for Dining)

This is probably the best credit card in India 2019 by HSBC bank. Find more about it below.

Who Is It For: People that want endless rewards

What Makes It Great:

  • Get 10% cashback in the first 90 days on all purchases
  • Earn 3x Rewards on hotel, dining and telecom
  • Spend Rs.150 and get 2 points every time
  • Earn EXTRA points at selected EXTRA partners
  • Spend at least Rs.4,00,000 in a year and earn 5x Rewards on all the successive transactions
  • HSBC Dining Privileges gives great discounts on dining

Also Read: HSBC Visa Platinum Credit Card Fees


Top Credit Cards information:

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