How To Live Large With These 5 Lifestyle Credit Cards

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Best Lifestyle Credit Cards

Lifestyle is a choice. Almost all of us choose to live an eventful life. We want to watch movies, attend concerts and spend money on experiences that are etched forever in our memories.

However, like everything else, a luxurious lifestyle costs money. Like you can never have enough money, you can never save enough either. Lifestyle credit cards allow you to do just that – buy a lifestyle at a discounted price.


Top 5 Lifestyle Credit Cards

  • HDFC Bank Diners Club Black Card
  • HDFC Bank Regalia First Card
  • Axis Bank Privilege Credit Card
  • Kotak PVR Platinum Credit Card
  • IndusInd Bank Chelsea FC Card

Why You Absolutely Must Have One Of These Cards

  • You can earn rewards each time you use these cards
  • Enjoy free tickets and many more privileges
  • Save up to 15% at restaurants
  • Enjoy complimentary lounge visits
  • And more…

1. HDFC Bank Diners Club Black Card

What Makes It Great

  • You earn points for spending on retail
  • Save up to 15% at premium restaurants across India
  • You get unlimited domestic and international lounge visits in a year
  • You can redeem points for booking air tickets and hotels across 150+ airlines
  • It offers exclusive 24/7 concierge services
  • You get low foreign currency markup of 2% + GST on all your foreign currency spends
  • You earn 10,000 reward points on paying the joining fee

What You Have To Pay

  • First Year – Rs.10,000 + GST (waived for annual spend of Rs.30,000)
  • Renewal Fee – Rs.5,000 + GST
  • Annual Interest Rate -23.9%

 View All Domestic Hotel Booking Offers On Yatra


2. HDFC Bank Regalia First Card

What Makes It Great

  • You earn points by spending on retail
  • You get up to 15% discount at premium restaurants across the country
  • You get 3 complimentary international lounge visits per year through Priority Pass
  • You get 2 complimentary domestic lounge visits per quarter through Visa/Master
  • You can redeem reward points for airline, hotel and movie bookings on the HDFC Regalia website (1 point = Rs.0.3)

What You Have To Pay

  • Annual Fee – Rs.1,000
  • Annual Interest Rate – 35.4%

View All: HDFC Credit Cards | HDFC Bank Diners Club Black Credit Card


3. Axis Bank Privilege Credit Card

What Makes It Great

  • You receive points on both domestic & international spends
  • You receive complimentary access to select MasterCard lounges twice per every calendar quarter
  • You can also convert your Credit Card purchase of 2,500 or more into EMI
  • Save up to 15% at premium restaurants across the country
  • 1% Fuel Surcharge Waiver on monthly fuel spends
  • Get vouchers worth Rs.5,000 every time you spend Rs.2,50,000 on your card

What You Have To Pay

  • Annual Fee – Rs.1,500
  • Annual Interest Rate – 41.75%

Also See: Axis Bank Credit Card (Offers) | Axis Bank Vistara Infinite Credit Card


4. Kotak PVR Platinum Credit Card

What Makes It Great

  • Get 2 PVR cinema ticket every month when you spend 10,000/- and above in a monthly billing cycle
  • Avail discounts of up to  Rs.400 per coupon code per ticket
  • Shop anywhere in India with this card to get free tickets
  • Insurance cover for lost or stolen credit card
  • Add-on cards can enjoy same benefits
  • No joining fees

What You Have To Pay

  • Annual Fee (Second year onwards) – Rs.999
  • Annual Interest Rate – 40.8%

View All Offers on Kotak Credit Cards

Also See: Kotak Bank Privy League Visa Signature Credit Card


5. IndusInd Bank Chelsea FC Card

What Makes It Great

  • Get a 10% discount when you use this card to buy merchandise from official Chelsea website
  • Enjoy a 24*7 concierge service that aids in travel, flight &hotel bookings, sports, exclusive events and more
  • Enjoy 24*7 Auto assist which included roadside repair service, emergency fuel supply and more
  • 1% fuel surcharge waiver (View Best Fuel Credit Cards)
  • Earn 1 reward point on every Rs.100 spent with this card
  • Special 4x reward point subject to terms and conditions
  • Redeem rewards in exchange for air miles, gifts and more

What You Have To Pay

  • Joining Fee – Rs.1,099
  • Annual Fee- Rs. 500
  • Annual Interest Rate – 46%

Also See: IndusInd Bank Signature Legend Credit Card


Other Top Credit Card Information:


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