Most Exclusive Credit Cards in India 2019: Top Exclusive Invite Only Credit Cards

There are special credit cards and then there are cards that are nothing short of status symbols. Today you will learn about four such credit cards and what they can do for you! Read on to see what ‘unlimited’ really means.

4 Exclusive Credit Cards

  • American Express Centurion Card (THE Black Card)
  • Citibank Ultima Infinite
  • IndusInd  Bank Indulge Credit Card
  • Axis Bank Reserve

Most Exclusive Credit Cards You Wish You Could Get

1. American Express Centurion Card (The Black Card)

American Express Black Card
American Express Black Card

American Express Centurion Card Benefits

  • It is made from Titanium, one of the most precious metals in the world
  • You get Rs.10 crore spending limit
  • Get into invite only events
  • Restaurant has a 6 month waiting? Not if you have this card
  • You can buy almost anything in the world with it

Who Can Have American Express Centurion Card ?

  • Those that can afford Rs.2 lakh joining fee
  • Those that can afford Rs.2.5 lakh annual membership charges
  • Only if you get specially invited

2. Citibank Ultima Infinite Credit Card

Citi Black Card
Citi Ultima Infinite

Citibank Ultima Infinite Benefits

  • Tailor made lifestyle personalized programs
  • Lifestyle manager
  • Access to private islands
  • Access to over 700 premium lounges around the world

Who Can Have Citibank Ultima Infinite ?

  • Only people that get invited
  • Those that can afford an unknown joining fee

Also See: Citi Bank Credit Card Offers | Citibank Prestige Credit Card Benefits

3. IndusInd Bank Indulge Credit Card

IndusInd Black Card
IndusInd Indulge Card

IndusInd Bank Indulge Credit Card Benefits

  • Comes with pure 22k gold inlay
  • No spending limit
  • Personal chef, art advisory and more
  • Charter planes and yachts

Who Can Have IndusInd Bank Indulge Credit Card?

  • People that get invited
  • Those that can afford Rs.2,00,000 joining fees

4. Axis Bank Reserve Credit Card

Axis Bank Black Card
Axis Bank Reserve Card

Axis Bank Reserve Benefits

  • Luxury Taj experience and high end retail therapy
  • Gold Membership at Hilton Honors club
  • Unlimited complimentary lounge access
  • Unlimited access to golf courses
  • Extraordinary weekends program

Who Can Have Axis Bank Reserve?

  • Only those that are invited
  • People that can afford Rs.30,000 annual fee
  • Those that can afford Rs.2,00,000 joining fees

Also Read: Axis Bank Credit Card Offers | Axis Bank Vistara Infinite Credit Card Eligibility

Two Exclusive Credit Cards You Can Get

American Express Platinum Card

American Express Platinum Card
American Express Platinum Card

American Express Platinum Card Benefits

  • Luxurious travel services
  • Great deals at premium hotels
  • Access to ‘Invite only’ Events
  • Exceptional Golf privileges
  • Platinum Fine-dining program

What Makes American Express Platinum Card Exclusive

  • It has a Rs.50,000 Annual fee
  • Offer to only those with excellent credit history and no defaults

Also See: Lifetime Free Credit Cards

HDFC Bank Infinia Credit Card

HDFC Infinia Card
HDFC Infinia Card

HDFC Bank Infinia Credit Card Benefits

  • Elite travel benefits with preferential access
  • Minimum Rs. 10 lakh credit limit
  • No pre-set spending limit
  • Exclusive Golf programs
  • Lowest foreign currency markup fee

What Makes HDFC Bank Infinia Credit Card Exclusive

  • Annual fee of Rs.10,000
  • Lowest interest rate at 1.99% on revolving credit

Also See: HDFC Bank Diners Club Black Credit Card Eligibility 

Other Credit Card Stories:

Best Credit Card Offers:

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Weaving together scientific curiosity and extensive research to create meaningful content that provides relevant and engaging information applicable to the readers lives. A full-time bookworm and a part-time writer driven by passion, motivation & dedication!


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