{"id":250585,"date":"2026-08-05T13:29:50","date_gmt":"2026-08-05T13:29:50","guid":{"rendered":"https:\/\/cashkaro.com\/blog\/?p=250585"},"modified":"2026-08-05T13:29:53","modified_gmt":"2026-08-05T13:29:53","slug":"best-credit-cards-for-shopping","status":"publish","type":"post","link":"https:\/\/cashkaro.com\/blog\/best-credit-cards-for-shopping\/250585","title":{"rendered":"Best Credit Cards for Shopping in India 2026"},"content":{"rendered":"\n<p class=\"has-background\" style=\"background-color:#eaf1f7\"><strong>Quick Answer<br><\/strong>The best credit card for online shopping in India is the <a href=\"https:\/\/cashkaro.com\/stores\/sbi-cashback-card\">SBI Cashback Credit Card<\/a>, which gives 5% cashback on eligible online spends; also, SBI offers a variety of different cards under one umbrella with the delightful deals that you can\u2019t miss. For Flipkart and Myntra shoppers, the <a href=\"https:\/\/cashkaro.com\/stores\/bank-karo-axis-flipkart\">Flipkart Axis Bank Credit Card<\/a> is better, paying 7.5% on Myntra and 5% on Flipkart for a \u20b9500 joining fee.<\/p>\n\n\n\n<p>Online shopping has become an essential part of everyday life in India, whether you&#8217;re buying groceries, fashion, electronics, or booking travel. While discounts and festive sales help you save money, the right credit card can stretch your savings even further through cashback, reward points, instant discounts, and exclusive partner offers.<\/p>\n\n\n\n<p>Since choosing the card that best matches your spending habits can make a significant difference to your overall savings, we have listed the best credit cards for shopping in India that you must check for. You will explore everything about the card, from what it offers to what its fee, where its monthly limit starts, and who it suits.<\/p>\n\n\n\n<p>One more way to maximise your savings is by choosing the right application platform. The cards featured in this guide offer the same rewards, fees, and benefits set by the issuing banks. However, if you apply through <a href=\"https:\/\/cashkaro.com\/products\/home-categories-exclusive\/banking-finance-offers\">CashKaro<\/a>, you can also earn an additional one-time cashback after your card is approved and activated, allowing you to enjoy the card&#8217;s benefits along with an extra reward right from the start.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-6-best-credit-cards-for-online-shopping-in-india\">The 6 Best Credit Cards for Online Shopping in India<\/h2>\n\n\n<div class=\"wpsm-titlebox clearbox wpsm_style_1\"><strong class=\"\">Online Shopping Credit Cards<\/strong><div><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"sbi-cashback-credit-card\">SBI Cashback Credit Card<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cashkaro.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-1024x512.jpg\" alt=\"SBI Cashback CC\" class=\"wp-image-250590\" srcset=\"https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-1024x512.jpg 1024w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-768x384.jpg 768w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-1536x768.jpg 1536w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-2048x1024.jpg 2048w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-300x150.jpg 300w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-100x50.jpg 100w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-700x350.jpg 700w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-788x394.jpg 788w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC-150x75.jpg 150w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/SBI-Cashback-CC.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n<div style=\"text-align: center\"><div class=\"priced_block clearfix\"><div><a href=\"https:\/\/cashkaro.com\/stores\/sbi-cashback-card\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow\">Apply Now<\/a><\/div><\/div><\/div>\n\n\n\n<p><strong>Best for:<\/strong> People who shop across multiple websites and want one simple cashback card<\/p>\n\n\n\n<p>Wondering which is the best credit card for online shopping? The SBI Cashback Credit Card is an option to consider. Unlike cards that offer higher cashback only on selected brands, it gives <strong>5% cashback on eligible online purchases without any merchant restriction and 1% on offline purchases<\/strong>. This means you can use the same card across marketplaces, food-delivery apps, fashion websites and other eligible online stores.<\/p>\n\n\n\n<p><strong>Key Benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>5% cashback<\/strong> on eligible online purchases<\/li>\n\n\n\n<li><strong>1% cashback<\/strong> on eligible offline purchases<\/li>\n\n\n\n<li>Online cashback capped at <strong>\u20b92,000 per statement cycle<\/strong><\/li>\n\n\n\n<li>Offline cashback capped at <strong>\u20b92,000 per statement cycle<\/strong><\/li>\n\n\n\n<li>Total cashback capped at <strong>\u20b94,000 per statement cycle<\/strong><\/li>\n\n\n\n<li><strong>1% fuel surcharge waiver<\/strong> on transactions between \u20b9500 and \u20b93,000, capped at \u20b9100 per statement cycle<\/li>\n\n\n\n<li>Cashback is automatically credited within two working days after statement generation<\/li>\n<\/ul>\n\n\n\n<p>You can earn the maximum \u20b92,000 online cashback by spending \u20b940,000 on eligible online purchases in one statement cycle.<\/p>\n\n\n\n<p><strong>Fees<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual fee: <strong>\u20b9999 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee: <strong>\u20b9999 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee waived on annual spending of <strong>\u20b92 lakh<\/strong><\/li>\n\n\n\n<li>Add-on card fee: <strong>Nil<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>CashKaro Reward<\/strong><\/p>\n\n\n\n<p>You can earn up to <strong>\u20b91,400 in CashKaro Rewards<\/strong> after successfully activating the card, subject to the current offer conditions.<\/p>\n\n\n\n<p>Since the annual fee is approximately \u20b91,179 including GST, the reward can cover the first-year fee and leave you around \u20b9221 ahead.<\/p>\n\n\n\n<p><strong>Choose This Card If<\/strong><\/p>\n\n\n\n<p>Choose this card if you shop across several websites and do not want to remember different cards for different brands.<\/p>\n\n\n\n<p><strong>What Makes It Different?<\/strong><\/p>\n\n\n\n<p>Its main advantage is flexibility. You are not limited to a fixed list of partner websites, making it easier to use than brand-specific credit cards.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"hdfc-millennia-credit-card\">HDFC Millennia Credit Card<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cashkaro.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-1024x512.jpg\" alt=\"HDFC Millenia CC\" class=\"wp-image-250588\" srcset=\"https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-1024x512.jpg 1024w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-768x384.jpg 768w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-1536x768.jpg 1536w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-2048x1024.jpg 2048w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-300x150.jpg 300w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-100x50.jpg 100w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-700x350.jpg 700w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-788x394.jpg 788w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC-150x75.jpg 150w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/HDFC-Millenia-CC.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n<div style=\"text-align: center\"><div class=\"priced_block clearfix\"><div><a href=\"https:\/\/cashkaro.com\/stores\/hdfc-millennia-credit-card\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow\">Apply Now<\/a><\/div><\/div><\/div>\n\n\n\n<p><strong>Best for:<\/strong> People who regularly spend across popular shopping, food, travel and entertainment brands<\/p>\n\n\n\n<p>The HDFC Millennia Credit Card is a good middle-ground option between a general cashback card and a single-brand card. It gives <strong>5% cashback on ten selected brands<\/strong>:<\/p>\n\n\n\n<p><strong>Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit.<\/strong><\/p>\n\n\n\n<p>These brands cover online shopping, food delivery, cab rides, movies, streaming and fitness. Other eligible purchases earn 1% cashback.<\/p>\n\n\n\n<p>Here, the cashback is earned as CashPoints. One CashPoint equals \u20b91 when redeemed against the card\u2019s statement balance, and at least 500 CashPoints are required for statement-balance redemption.<\/p>\n\n\n\n<p><strong>Key Benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>5% cashback<\/strong> on eligible non-EMI purchases across the ten selected brands<\/li>\n\n\n\n<li><strong>1% cashback<\/strong> on other eligible purchases<\/li>\n\n\n\n<li>5% cashback capped at <strong>\u20b91,000 per calendar month<\/strong><\/li>\n\n\n\n<li>1% cashback capped separately at <strong>\u20b91,000 per calendar month<\/strong><\/li>\n\n\n\n<li>Either a <strong>\u20b91,000 gift voucher or one domestic lounge-access voucher<\/strong> on spending \u20b91 lakh in a calendar quarter<\/li>\n\n\n\n<li><strong>10% additional discount<\/strong> on Swiggy Dineout using the code <strong>HDFCCARDS<\/strong><\/li>\n\n\n\n<li><strong>1% fuel surcharge waiver<\/strong> on transactions between \u20b9400 and \u20b95,000, capped at \u20b9250 per statement cycle<\/li>\n\n\n\n<li>Up to <strong>50 days of interest-free credit<\/strong><\/li>\n<\/ul>\n\n\n\n<p>To earn the maximum \u20b91,000 cashback at the 5% rate, you need to spend \u20b920,000 across the selected brands in a calendar month. The cashback limits are based on the <strong>calendar month, not the card\u2019s billing cycle<\/strong>.<\/p>\n\n\n\n<p><strong>Fees<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining fee: <strong>\u20b91,000 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee: <strong>\u20b91,000 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee waived on annual spending of <strong>\u20b91 lakh<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The fee comes to approximately \u20b91,180 after adding 18% GST.<\/p>\n\n\n\n<p><strong>CashKaro Reward<\/strong><\/p>\n\n\n\n<p>You can earn a <strong>flat \u20b91,000 CashKaro reward<\/strong> after successfully activating the card, subject to the current offer conditions.<\/p>\n\n\n\n<p>The reward covers the \u20b91,000 base joining fee. You effectively pay only the GST amount of approximately \u20b9180 in the first year.<\/p>\n\n\n\n<p><strong>Choose This Card If<\/strong><\/p>\n\n\n\n<p>Choose this card if most of your monthly spending happens across the ten listed brands. It is especially useful when you use multiple services such as Amazon, Myntra, Swiggy, Zomato and Uber instead of shopping from only one platform.<\/p>\n\n\n\n<p><strong>What Makes It Different?<\/strong><\/p>\n\n\n\n<p>Unlike the SBI Cashback Credit Card, which offers 5% across eligible online merchants, HDFC Millennia limits its highest rate to ten brands. In return, it adds quarterly milestone rewards, dining discounts and the option to select lounge access after meeting the quarterly spending target.<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#fff8e4\"><strong>Important to Know<\/strong>: Fuel, EMI purchases, wallet loads, rent payments and government transactions do not earn cashback. Purchases routed through SmartBuy or PayZapp, including purchases from the ten selected merchants, may earn only 1% under the card\u2019s standard benefit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"flipkart-axis-bank-credit-card\">Flipkart Axis Bank Credit Card<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cashkaro.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-1024x512.jpg\" alt=\"Flipkart Axis Bank Credit Card\" class=\"wp-image-250586\" srcset=\"https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-1024x512.jpg 1024w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-768x384.jpg 768w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-1536x768.jpg 1536w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-2048x1024.jpg 2048w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-300x150.jpg 300w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-100x50.jpg 100w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-700x350.jpg 700w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-788x394.jpg 788w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC-150x75.jpg 150w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-Axis-Bank-CC.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n<div style=\"text-align: center\"><div class=\"priced_block clearfix\"><div><a href=\"https:\/\/cashkaro.com\/stores\/bank-karo-axis-flipkart\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow\">Apply Now<\/a><\/div><\/div><\/div>\n\n\n\n<p><strong>Best for:<\/strong> People who frequently shop on Myntra and Flipkart<\/p>\n\n\n\n<p>The Flipkart Axis Bank Credit Card is a strong option for fashion and online-shopping expenses. Its biggest advantage is the <strong>7.5% cashback on Myntra<\/strong>, which is higher than the cashback offered by most general shopping cards.<\/p>\n\n\n\n<p>It also offers 5% cashback on Flipkart and Cleartrip, along with unlimited cashback on selected food delivery, cab, cinema and fitness partners.<\/p>\n\n\n\n<p><strong>Key Benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>7.5% cashback on Myntra<\/strong><\/li>\n\n\n\n<li><strong>5% cashback on Flipkart<\/strong>, excluding Flipkart Health<\/li>\n\n\n\n<li><strong>5% cashback on Cleartrip<\/strong><\/li>\n\n\n\n<li><strong>4% unlimited cashback<\/strong> on selected partners, including Swiggy, PVR, Uber and eligible FITPASS brands<\/li>\n\n\n\n<li><strong>1% unlimited cashback<\/strong> on other eligible purchases<\/li>\n\n\n\n<li><strong>1% fuel surcharge waiver<\/strong> on transactions between \u20b9400 and \u20b94,000, capped at \u20b9400 per statement cycle<\/li>\n<\/ul>\n\n\n\n<p>The cashback on Myntra, Flipkart and Cleartrip is capped separately at <strong>\u20b94,000 per statement quarter<\/strong> for each platform. A statement quarter covers three card statement cycles.<\/p>\n\n\n\n<p><strong>Fees<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining fee: <strong>\u20b9500 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee: <strong>\u20b9500 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee waived on annual spending above <strong>\u20b93.5 lakh<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The fee comes to approximately \u20b9590 after adding 18% GST.<\/p>\n\n\n\n<p><strong>Welcome Benefit<\/strong><\/p>\n\n\n\n<p>Get a <strong>\u20b9250 Flipkart voucher<\/strong> after making your first transaction within 30 days of receiving the card.<\/p>\n\n\n\n<p>This benefit may not be available when the card is issued under a first-year-free offer.<\/p>\n\n\n\n<p><strong>CashKaro Reward<\/strong><\/p>\n\n\n\n<p>You can earn a <strong>\u20b91,400 CashKaro reward<\/strong> after successfully activating the card, subject to the current offer conditions.<\/p>\n\n\n\n<p>When combined with the \u20b9250 Flipkart voucher, the total first-year benefit comes to \u20b91,650. After deducting the approximate \u20b9590 joining fee, you can be around <strong>\u20b91,060 ahead<\/strong> before counting the cashback earned on purchases.<\/p>\n\n\n\n<p><strong>Choose This Card If<\/strong><\/p>\n\n\n\n<p>Choose this card if you regularly shop for clothes and fashion products on Myntra or make frequent purchases on Flipkart.<\/p>\n\n\n\n<p>The 7.5% Myntra cashback and low annual fee make it especially valuable for fashion shoppers.<\/p>\n\n\n\n<p><strong>What Makes It Different?<\/strong><\/p>\n\n\n\n<p>This card offers the highest Myntra cashback among the cards in this guide. Unlike the SBI Cashback Credit Card, it is less flexible across general websites, but it gives better returns to shoppers who mainly use Myntra and Flipkart.<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#fff8e4\"><strong>Important to Know<\/strong>: Cashback is not available on categories such as EMI transactions, fuel, utilities, insurance, rent, wallet loads, education, government payments, gold and selected gift-card purchases. On Swiggy, the higher cashback applies to eligible food-delivery orders and may not apply to services such as Instamart or Genie.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"flipkart-sbi-card\">Flipkart SBI Card<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cashkaro.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-1024x512.jpg\" alt=\"Flipkart SBI CC\" class=\"wp-image-250587\" srcset=\"https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-1024x512.jpg 1024w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-768x384.jpg 768w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-1536x768.jpg 1536w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-2048x1024.jpg 2048w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-300x150.jpg 300w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-100x50.jpg 100w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-700x350.jpg 700w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-788x394.jpg 788w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC-150x75.jpg 150w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Flipkart-SBI-CC.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n<div style=\"text-align: center\"><div class=\"priced_block clearfix\"><div><a href=\"https:\/\/cashkaro.com\/stores\/flipkart-sbi-credit-card\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow\">Apply Now<\/a><\/div><\/div><\/div>\n\n\n\n<p><strong>Best for:<\/strong> People who shop on Flipkart, Shopsy, Myntra and Flipkart Travel<\/p>\n\n\n\n<p>The Flipkart SBI Card is similar to the Flipkart Axis Bank Credit Card, but it suits a slightly different type of shopper. It gives <strong>5% cashback on Flipkart purchases, including eligible transactions on Shopsy and Flipkart Travel<\/strong>, along with 7.5% cashback on Myntra.<\/p>\n\n\n\n<p>It also offers higher cashback on selected partners such as Zomato, Uber, Netmeds and PVR. This makes it more useful for people who prefer Zomato over Swiggy or regularly purchase medicines from Netmeds.<\/p>\n\n\n\n<p><strong>Key Benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>7.5% cashback on Myntra<\/strong><\/li>\n\n\n\n<li><strong>5% cashback on Flipkart<\/strong>, including eligible Shopsy and Flipkart Travel purchases<\/li>\n\n\n\n<li><strong>4% cashback<\/strong> on selected partners such as Zomato, Uber, Netmeds and PVR<\/li>\n\n\n\n<li><strong>1% unlimited cashback<\/strong> on other eligible spends<\/li>\n\n\n\n<li><strong>1% fuel surcharge waiver<\/strong> on transactions between \u20b9500 and \u20b94,000, capped at \u20b9400 per statement cycle<\/li>\n\n\n\n<li>Cashback is credited automatically after statement generation<\/li>\n<\/ul>\n\n\n\n<p>The quarterly cashback limits are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u20b94,000 across Flipkart, Shopsy and Flipkart Travel combined<\/li>\n\n\n\n<li>\u20b94,000 on Myntra<\/li>\n\n\n\n<li>\u20b94,000 across the selected-partner category<\/li>\n<\/ul>\n\n\n\n<p>These are separate category-wise limits, not a \u20b94,000 limit for every individual merchant.<\/p>\n\n\n\n<p><strong>Fees<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining fee: <strong>\u20b9500 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee: <strong>\u20b9500 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee waived on annual spending of <strong>\u20b93.5 lakh or more<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The fee comes to approximately \u20b9590 after adding 18% GST.<\/p>\n\n\n\n<p><strong>Welcome Benefits<\/strong><\/p>\n\n\n\n<p>Get a <strong>\u20b9250 Flipkart gift card<\/strong> after the joining fee is successfully paid.<\/p>\n\n\n\n<p>The official page also advertises additional first-purchase benefits on Flipkart. Since these promotional offers can change, check the current conditions before applying.<\/p>\n\n\n\n<p><strong>CashKaro Reward<\/strong><\/p>\n\n\n\n<p>You can earn a <strong>\u20b91,200 CashKaro reward<\/strong> after successfully activating the card, subject to the current offer conditions.<\/p>\n\n\n\n<p>When combined with the \u20b9250 Flipkart gift card, the first-year benefit comes to \u20b91,450. After deducting the approximate \u20b9590 joining fee, you can be around <strong>\u20b9860 ahead<\/strong> before counting the cashback earned from purchases.<\/p>\n\n\n\n<p><strong>Choose This Card If<\/strong><\/p>\n\n\n\n<p>Choose this card if you frequently shop on Flipkart or Shopsy, book through Flipkart Travel, order food from Zomato or buy medicines from Netmeds.<\/p>\n\n\n\n<p>It is also suitable for Myntra shoppers because its 7.5% cashback rate is higher than the standard rate offered by most general shopping cards.<\/p>\n\n\n\n<p><strong>What Makes It Different?&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/strong><\/p>\n\n\n\n<p>Compared with the Flipkart Axis Bank Credit Card, this card extends the 5% Flipkart benefit to eligible Shopsy and Flipkart Travel transactions. Its selected-partner list also includes Zomato and Netmeds, making it the better choice for customers who regularly use those platforms.<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#fff8e4\"><strong>Important to Know<\/strong>: Cashback is not available on fuel, wallet loads, gift or prepaid card loads, vouchers, rent, government payments, education, jewellery, insurance, gaming and EMI transactions. Transactions below \u20b9100 also do not earn cashback. SBI Card currently shows up to 12% off on Cleartrip. Check the live offer before including Cleartrip savings in your calculations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"tata-neu-infinity-sbi-card\">Tata Neu Infinity SBI Card<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cashkaro.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-1024x512.jpg\" alt=\"Tata Neu Infinity SBI Card\" class=\"wp-image-250591\" srcset=\"https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-1024x512.jpg 1024w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-768x384.jpg 768w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-1536x768.jpg 1536w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-2048x1024.jpg 2048w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-300x150.jpg 300w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-100x50.jpg 100w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-700x350.jpg 700w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-788x394.jpg 788w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card-150x75.jpg 150w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/Tata-Neu-Infinity-SBI-Card.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n<div style=\"text-align: center\"><div class=\"priced_block clearfix\"><div><a href=\"https:\/\/cashkaro.com\/stores\/tata-neu-infinity-sbi-credit-card\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow\">Apply Now<\/a><\/div><\/div><\/div>\n\n\n\n<p><strong>Best for:<\/strong> People who frequently shop across BigBasket, Croma and other Tata brands<\/p>\n\n\n\n<p>The Tata Neu Infinity SBI Card works differently from regular cashback cards. Instead of cashback, it gives <strong>NeuCoins<\/strong>, where <strong>1 NeuCoin equals \u20b91 in savings<\/strong>. These NeuCoins can be redeemed through Tata Neu and participating Tata brands.<\/p>\n\n\n\n<p>The card is most valuable for people who regularly use brands such as BigBasket, Croma, Westside, Tata CLiQ, Tata 1mg, Air India, Taj Hotels, Titan and Tanishq.<\/p>\n\n\n\n<p><strong>Key Benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>5% value back as NeuCoins<\/strong> on eligible non-EMI spending through Tata Neu and partner Tata brands<\/li>\n\n\n\n<li>Up to an <strong>additional 5% NeuCoins<\/strong> on selected Tata Neu categories<\/li>\n\n\n\n<li><strong>1.5% value back<\/strong> on other eligible purchases<\/li>\n\n\n\n<li><strong>1.5% value back on UPI payments<\/strong> with the RuPay variant<\/li>\n\n\n\n<li><strong>1% fuel surcharge waiver<\/strong> on transactions between \u20b9500 and \u20b94,000, capped at \u20b9500 per statement cycle<\/li>\n\n\n\n<li>Low foreign-currency markup of <strong>1.99%<\/strong> on international transactions<\/li>\n<\/ul>\n\n\n\n<p>The additional NeuCoins on selected categories can take the total return up to 10%, depending on the purchase and applicable Tata NeuPass benefits.<\/p>\n\n\n\n<p><strong>Lounge Benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to <strong>eight domestic lounge visits per year<\/strong>, limited to two per quarter<\/li>\n\n\n\n<li>Domestic access requires spending \u20b975,000 in the previous quarter<\/li>\n\n\n\n<li><strong>Four international lounge visits per year<\/strong>, limited to one per quarter<\/li>\n\n\n\n<li>Complimentary Priority Pass membership worth $99<\/li>\n<\/ul>\n\n\n\n<p><strong>Fees<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joining fee: <strong>\u20b91,499 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee: <strong>\u20b91,499 plus taxes<\/strong><\/li>\n\n\n\n<li>Renewal fee waived on annual spending of <strong>\u20b93 lakh or more<\/strong><\/li>\n\n\n\n<li>Add-on card fee: <strong>Nil<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The annual fee comes to approximately \u20b91,769 after adding 18% GST.<\/p>\n\n\n\n<p><strong>Welcome Benefit<\/strong><\/p>\n\n\n\n<p>Get <strong>1,499 NeuCoins<\/strong> within 15 days of the joining fee being paid.<\/p>\n\n\n\n<p>Since 1 NeuCoin is worth \u20b91 in savings, the welcome benefit covers the card\u2019s base joining fee. However, NeuCoins must be redeemed within the Tata Neu ecosystem.<\/p>\n\n\n\n<p><strong>CashKaro Reward<\/strong><\/p>\n\n\n\n<p>You can earn a <strong>flat \u20b91,200 CashKaro reward<\/strong> after successfully activating the card, subject to the current offer conditions.<\/p>\n\n\n\n<p>Together, the \u20b91,200 CashKaro reward and 1,499 welcome NeuCoins provide \u20b92,699 in first-year value. After deducting the approximate \u20b91,769 joining fee, you can be around <strong>\u20b9930 ahead<\/strong> before counting regular NeuCoin earnings.<\/p>\n\n\n\n<p><strong>Choose This Card If<\/strong><\/p>\n\n\n\n<p>Choose this card if you regularly order groceries from BigBasket, shop for electronics at Croma or spend across several Tata brands.<\/p>\n\n\n\n<p>It is also useful if you can meet the lounge spending requirement or regularly make international transactions.<\/p>\n\n\n\n<p><strong>What Makes It Different?<\/strong><\/p>\n\n\n\n<p>Unlike the other shopping cards in this guide, this card rewards spending across an entire brand ecosystem rather than one or two shopping platforms. Its main strengths are Tata-brand rewards, international lounge access and the low 1.99% forex markup.<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#fff8e4\"><strong>Important to Know<\/strong>: The RuPay variant gives 1.5% value back as NeuCoins on other eligible spends, including UPI transactions. Check the latest SBI Card terms for any applicable earning limits. NeuCoins are not earned on categories such as fuel, rent, wallet loads, government payments, education, gaming, EMI transactions, cash withdrawals and card fees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"rbl-bank-shoprite-credit-card\">RBL Bank Shoprite Credit Card<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/cashkaro.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-1024x512.jpg\" alt=\"RBL Bank Shoprite Credit Card\" class=\"wp-image-250589\" srcset=\"https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-1024x512.jpg 1024w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-768x384.jpg 768w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-1536x768.jpg 1536w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-2048x1024.jpg 2048w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-300x150.jpg 300w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-100x50.jpg 100w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-700x350.jpg 700w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-788x394.jpg 788w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC-150x75.jpg 150w, https:\/\/asset7.ckassets.com\/blog\/wp-content\/uploads\/sites\/5\/2026\/08\/RBL-Bank-Shoprite-CC.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n<div style=\"text-align: center\"><div class=\"priced_block clearfix\"><div><a href=\"https:\/\/cashkaro.com\/stores\/rbl-bank-shoprite-credit\" class=\"re_track_btn btn_offer_block\" target=\"_blank\" rel=\"nofollow\">Apply Now<\/a><\/div><\/div><\/div>\n\n\n\n<p><strong>Best for:<\/strong> People who spend regularly on groceries and want a low-fee secondary card<\/p>\n\n\n\n<p>The RBL Bank Shoprite Credit Card is different from the other cards in this guide because its highest reward rate is meant for <strong>grocery shopping<\/strong>, not general online purchases.<\/p>\n\n\n\n<p>It offers up to <strong>5% value back on groceries<\/strong>, but only 0.25% value back on most other eligible spending. Therefore, it works better as an additional grocery card than as your main online-shopping credit card.<\/p>\n\n\n\n<p><strong>Key Benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Earn <strong>20 reward points per \u20b9100<\/strong> spent on groceries<\/li>\n\n\n\n<li>Grocery rewards capped at <strong>1,000 points per month<\/strong><\/li>\n\n\n\n<li>Earn <strong>1 reward point per \u20b9100<\/strong> on other eligible purchases<\/li>\n\n\n\n<li>Each reward point is worth up to <strong>\u20b90.25<\/strong><\/li>\n\n\n\n<li><strong>10% discount on BookMyShow<\/strong>, capped at \u20b9100 per booking and available 15 times per calendar year<\/li>\n\n\n\n<li>Fuel surcharge waiver on transactions between \u20b9500 and \u20b94,000, capped at \u20b9100 per month<\/li>\n<\/ul>\n\n\n\n<p>The grocery reward works out to a maximum value back of <strong>5%<\/strong>. You can earn up to 1,000 points, worth \u20b9250, by spending \u20b95,000 on groceries in a month.<\/p>\n\n\n\n<p>Other eligible purchases earn only <strong>0.25% value back<\/strong>, which is much lower than the online-shopping rewards offered by the other cards in this guide.<\/p>\n\n\n\n<p><strong>Fees<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual membership fee: <strong>\u20b9500 plus GST<\/strong><\/li>\n\n\n\n<li>Annual fee waived on eligible spending of <strong>\u20b91.5 lakh in a membership year<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The annual fee comes to approximately \u20b9590 after adding 18% GST. RBL Bank does not currently list this as a lifetime-free card.<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#fff8e4\"><strong>Note<\/strong>: If you are applying for RBL Bank Shoprite Credit Card via CashKaro, you can skip the annual fee and get this card free for life. This is CashKaro\u2019s exclusive offer and may end anytime without prior notice.<\/p>\n\n\n\n<p><strong>Welcome Benefit<\/strong><\/p>\n\n\n\n<p>Get <strong>2,000 reward points<\/strong> after using the card within 30 days of issuance and paying the membership fee by the due date.<\/p>\n\n\n\n<p>Since each point is worth up to \u20b90.25, the welcome benefit can be worth up to <strong>\u20b9500<\/strong>. It is generally credited within 60 days of card issuance.<\/p>\n\n\n\n<p><strong>CashKaro Reward<\/strong><\/p>\n\n\n\n<p>You can earn a <strong>\u20b9700 CashKaro reward<\/strong> after successfully activating the card, subject to the current offer conditions.<\/p>\n\n\n\n<p>The \u20b9700 CashKaro reward and welcome points worth up to \u20b9500 provide a total first-year value of up to \u20b91,200. After deducting the approximate \u20b9590 card fee, you can be around <strong>\u20b9610 ahead<\/strong> before counting regular grocery rewards.<\/p>\n\n\n\n<p><strong>Choose This Card If<\/strong><\/p>\n\n\n\n<p>Choose this card if you spend around \u20b95,000 per month on groceries and want a separate card for earning rewards on those purchases.<\/p>\n\n\n\n<p>It can also suit first-time cardholders who want a relatively low annual fee and can spend enough to qualify for the fee waiver.<\/p>\n\n\n\n<p><strong>What Makes It Different?<\/strong><\/p>\n\n\n\n<p>This is the only grocery-focused card in the guide. While the other cards reward online shopping or selected brands, the Shoprite Card gives its best return on grocery purchases. Its general shopping reward rate is much lower.<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#fff8e4\"><strong>Important to Know<\/strong>: Reward points are not earned on categories such as fuel, utilities, insurance, railways, rent, wallet loads, education, government services and cash transactions. Certain transactions are also excluded from the annual-fee-waiver spending calculation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-choose-the-right-credit-card-for-online-shopping\">How to Choose the Right Credit Card for Online Shopping<\/h2>\n\n\n\n<p><strong>Understand the Cashback Limit<\/strong><\/p>\n\n\n\n<p>A cashback rate tells you how much you earn. The limit tells you the maximum you can earn in a month or quarter.<\/p>\n\n\n\n<p>Choose a card whose limit matches your normal spending. RBL Shoprite suits regular grocery spending, while HDFC Millennia works well for spending across its selected brands. SBI Cashback and the Flipkart cards provide more room for frequent shoppers.<\/p>\n\n\n\n<p>Choose based on an average month, not only your highest-spending month. This helps you earn steady rewards throughout the year.<\/p>\n\n\n\n<p><strong>Match the Card to Your Shopping Habits<\/strong><\/p>\n\n\n\n<p>Check where you spent the most during the last three months. Here\u2019s how you can make a choice:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Choose a general cashback card if you shop across many websites<\/li>\n\n\n\n<li>Choose a brand-based card if you regularly use the same platforms<\/li>\n\n\n\n<li>Choose a grocery card if groceries form a large part of your monthly spending<\/li>\n<\/ul>\n\n\n\n<p>You do not need a card for every category. Focus on your two biggest spending areas.<\/p>\n\n\n\n<p><strong>Check Whether the Fee Pays Off<\/strong><\/p>\n\n\n\n<p>Compare the annual fee with the cashback and benefits you expect to use. Also, check whether your usual annual spending qualifies for the renewal-fee waiver. Welcome benefits and CashKaro Rewards can further reduce the first-year cost.<\/p>\n\n\n\n<p>For example, a \u20b9500 fee can be recovered through \u20b910,000 of eligible spending at a 5% cashback rate.<\/p>\n\n\n\n<p><strong>Check for CashKaro Reward<\/strong><\/p>\n\n\n\n<p>The bank\u2019s cashback and the CashKaro Reward are separate.<\/p>\n\n\n\n<p>The bank gives cashback on eligible card purchases, whereas CashKaro gives a one-time reward when you apply through its page and complete the offer conditions.<\/p>\n\n\n\n<p>Open the <a href=\"https:\/\/cashkaro.com\/products\/home-categories-exclusive\/banking-finance-offers\">card\u2019s CashKaro page,<\/a> check the conditions, click <strong>Activate Rewards<\/strong> and complete the bank application in the same session. After approval, complete the required activation transaction.<\/p>\n\n\n\n<p><strong>Read the Offer Conditions<\/strong><\/p>\n\n\n\n<p>Before applying for a card, always check:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>New-customer eligibility<\/li>\n\n\n\n<li>Minimum activation purchase<\/li>\n\n\n\n<li>Activation deadline<\/li>\n\n\n\n<li>Reward confirmation time<\/li>\n<\/ul>\n\n\n\n<p>Once you apply, you might get two messages: \u201cTracked\u201d, which means your application has been recorded and \u201cConfirmed\u201d, meaning the bank has verified that you completed all the required conditions.<\/p>\n\n\n\n<p><strong>Keep Your Card Strategy Simple<\/strong><\/p>\n\n\n\n<p>For most shoppers, two cards are enough:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One card for general online shopping<\/li>\n\n\n\n<li>One card for the platform or category where you spend the most<\/li>\n<\/ul>\n\n\n\n<p>Choose cards with different uses. This makes them easier to manage and helps you get more value from each one.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-apply-through-cashkaro-and-earn-the-credit-card-reward\">How to Apply Through CashKaro and Earn the Credit Card Reward<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in to <a href=\"https:\/\/cashkaro.com\/products\/home-categories-exclusive\/banking-finance-offers\">CashKaro<\/a> and open the page of your chosen credit card.<\/li>\n\n\n\n<li>Check the current reward, eligibility rules and activation requirements.<\/li>\n\n\n\n<li>Click the orange-coloured button to get redirected to the official bank platform.<\/li>\n\n\n\n<li>Complete the application on the bank\u2019s page without starting a separate application elsewhere.<\/li>\n\n\n\n<li>Finish the bank\u2019s KYC and wait for the card to be approved and delivered.<\/li>\n\n\n\n<li>After receiving the card, make the required transaction within the stated time to activate it. The amount and deadline may vary by card.<\/li>\n\n\n\n<li>After card activation, your rewards will be tracked under My Earnings. They will remain pending and will get confirmed within the mentioned time.<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: The rewards and their earning rules differ by card. Also, they may get changed without prior notice. So, always check the details before you apply.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>The best credit card for online shopping depends on where you shop and how much you spend. SBI Cashback works well for shopping across many websites, while HDFC Millennia, Flipkart Axis, Flipkart SBI and Tata Neu Infinity offer better value on selected brands and platforms. RBL Shoprite is more suitable for regular grocery spending.<\/p>\n\n\n\n<p>Before applying, compare the cashback rate, spending limit, annual fee and reward conditions. Apply through CashKaro to earn an extra reward in addition to the card\u2019s regular benefits. Since offers can change, check the latest details on both the bank and CashKaro app or website before you apply.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1785935959798\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">Which bank credit card is best for online shopping?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>The SBI Cashback Credit Card is a good choice for general online shopping. It gives 5% cashback on eligible online purchases across different websites. HDFC Millennia is better if you regularly shop on brands such as Amazon, Flipkart, Myntra, Swiggy and Zomato.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785935982702\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">Which HDFC credit card is best for online shopping?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>The HDFC Millennia Credit Card is one of HDFC Bank\u2019s best options for online shopping. It gives 5% cashback on ten selected brands, including Amazon, Flipkart, Myntra, Swiggy, Zomato and Uber. The cashback is capped at \u20b91,000 per month, which is reached after \u20b920,000 of eligible spending.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785935990401\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">Which ICICI credit card is best for online shopping?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>The Amazon Pay ICICI Credit Card is a strong option for Amazon shoppers. Prime members get 5% cashback on Amazon, while non-Prime members get 3%. The card has no joining or annual fee.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785935997959\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">Which is the best SBI credit card for online shopping?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>The SBI Cashback Credit Card is best for shopping across different websites, as it gives 5% cashback on eligible online purchases. The Flipkart SBI Card may be better if you mainly shop on Flipkart or Myntra, where it offers 5% and 7.5% cashback respectively.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785936004899\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \"><strong>Which is the best lifetime free credit card for online shopping?<\/strong><\/h4>\n<div class=\"rank-math-answer \">\n\n<p>Among the cards covered in this guide, none is currently confirmed as lifetime free. The RBL Bank Shoprite Credit Card has a \u20b9500 annual fee, which is waived if you meet the required yearly spending. Its highest reward rate is mainly for grocery purchases.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785936012814\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \"><strong>What is the best credit card for online and offline shopping?<\/strong><\/h4>\n<div class=\"rank-math-answer \">\n\n<p>The SBI Cashback Credit Card is a useful option for both. It gives 5% cashback on eligible online purchases and 1% on eligible offline purchases.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785936026809\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">What is the best credit card for online shopping and bill payment?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>The SBI Cashback Credit Card is suitable for general online shopping. However, utility bills and several other payment categories do not earn cashback. Always check the card\u2019s excluded transactions before applying.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1785936037086\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \">What is the best credit card for online shopping in India?<\/h4>\n<div class=\"rank-math-answer \">\n\n<p>The SBI Cashback Credit Card is a good overall option because it gives 5% cashback across eligible online websites. For people who mainly shop on Myntra and Flipkart, the Flipkart Axis Bank Credit Card may offer better value with 7.5% cashback on Myntra and 5% on Flipkart.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Quick AnswerThe best credit card for online shopping in India is the SBI Cashback Credit Card, which gives 5% cashback on eligible online spends; also, SBI offers a variety of different cards under one umbrella with the delightful deals that you can\u2019t miss. For Flipkart and Myntra shoppers, the Flipkart Axis Bank Credit Card is [&hellip;]<\/p>\n","protected":false},"author":117,"featured_media":250592,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","footnotes":""},"categories":[1118],"tags":[],"offerexpiration":[],"class_list":["post-250585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"_links":{"self":[{"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/posts\/250585"}],"collection":[{"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/users\/117"}],"replies":[{"embeddable":true,"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/comments?post=250585"}],"version-history":[{"count":1,"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/posts\/250585\/revisions"}],"predecessor-version":[{"id":250593,"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/posts\/250585\/revisions\/250593"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/media\/250592"}],"wp:attachment":[{"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/media?parent=250585"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/categories?post=250585"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/tags?post=250585"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/cashkaro.com\/blog\/wp-json\/wp\/v2\/offerexpiration?post=250585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}