Yes First Exclusive Credit Card is the most premium credit card from Yes Bank. All its features seem in line with what HDFC Infinia is offering. The difference is that one is affiliated to VISA and another one is affiliated to MasterCard.
About YES Bank First Exclusive Credit Card
The YES First Exclusive Credit Card rewards you right from the outset with 50,000 rewards points on your first transaction, direct access to luxury hotel membership, and unlimited complimentary lounge access with a Priority Pass Membership.
Benefits of YES First Exclusive Credit Card
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- Yes First Exclusive Credit Card Reward Points
- Yes First Exclusive Credit Card Interest Rate and Foreign Exchange Rates
- Yes Bank First Exclusive Credit Card Discounts on YES Bank First Exclusive Card
- Yes First Exclusive Credit Card Insurance Cover:
- Yes First Exclusive Credit Card Advantages (Pros)
- Yes First Exclusive Credit Card Disadvantages (Cons)
- Other Top Credit Cards Information:
- Best Credit Card Offers:
Yes First Exclusive Credit Card Reward Points
- 50,000 rewards points which can be redeemed against an impossibly wide range of products/services/discounts are awarded to the cardholder on the first transaction
- 40,000 rewards points are awarded on every renewal
- 25,000 bonus rewards points are awarded to cardholders who reach the benchmark of Rs.20 lakh (or more) in spending using this card
- 10 rewards points on every Rs.100 spent on retail purchases
- 1,000 rewards points for each registration for the YES Pay Now system
Yes First Exclusive Credit Card Interest Rate and Foreign Exchange Rates
- Only 1.75% extra mark-up for foreign currency exchange/transactions
- Cardholders who also have a YES Bank Salary/Savings Account will get an interest rate of 1.20% (monthly) on revolving credit
- Cardholders without YES Bank Salary/Savings Account will get an interest rate of 1.99% (monthly) which is still lower than almost all of YES Bank’s competitors
Yes Bank First Exclusive Credit Card Discounts on YES Bank First Exclusive Card
- Flat 25% off on movie ticket bookings on Bookmyshow.com
- Green Fee waiver at the best golf courses in India
- Free golfing lessons at the best golf courses in India
- Fuel surcharge waived off at all petrol bunks in India (for fuel worth between Rs.400 and Rs. 5,000)
Yes First Exclusive Credit Card Insurance Cover:
- Accidental death in case of air travel is covered up to Rs.3 crores
- Medical emergencies that may crop up overseas are covered up to the extent of Rs.50 lakhs
- A credit shield of Rs.10 lakhs is active in order to cover the dependants of the primary cardholder in case of his/her demise
YES Bank First Exclusive Credit Card Eligibility & Documentation
- Minimum age: 21 years
- Duly filled out and signed application form
- For salaried applicants – salary slips
- For self-employed applicants – bank and income statement
- Proof of identity
- Proof of address
Fees & Charges of YES First Exclusive Card
| Yes First Exclusive Credit Card Annual Fee | Rs.2500 |
| Yes First Exclusive Credit CardFinance Charges | 1.20% (for Yes First customer) 1.99% (for others) |
| Yes First Exclusive Credit Card Cash Advance charge | 2.5% or Rs.300 |
| Yes First Exclusive Credit Card Bonus Point | 15000 welcome bonus points, 10,000 renewal bonus points, 20,000 on milestone spend of Rs.7.5 lacs |
| Yes First Exclusive Credit Card Foreign Currency mark-up fee | 1.75% |
| Yes First Exclusive Credit Card Rewards | 8 points for every Rs.100 |
Also See: SBI Simply Save Fees | SBI simply Click Fees
YES Bank First Exclusive Credit Card Advantages & Disadvantages
Yes First Exclusive Credit Card Advantages (Pros)
- Welcome Bonus
- Low interest rate
- Low foreign currency mark up fee
- Renewal bonus points
- An ultra-premium card with ultra-premium features
Yes First Exclusive Credit Card Disadvantages (Cons)
- Stringent eligibility criteria
- High spending limit to achieve milestone bonus points
How to Apply for YES Bank First Exclusive Card?
You can contact your nearest YES Bank branch office or use BankBazaar online credit card comparison tool to compare credit cards with similar features and benefits and apply through the secure portal.
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