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Secured Credit Card | Instant FD | Build Credit ScoreEarn 6.6% Interest on your Fixed Deposit
Get 90% FD Amount as Credit Limit
Convert Rewards Points to Free Digital Gold
+ Flat 1.4% of your Fixed Deposit amount as CashKaro Rewards

Rewards Rates


Rewards on the Fixed Deposit Amount

Offer Terms

Key Points

  • Acceptance and approval of the application: Based on successful telephonic verification only - sole discretion of Gild Pay
  • Your Rewards will be cancelled if your Application is Rejected or your card is not delivered
  • Missing transactions will be confirmed in 45 Days

CashKaro Rewards Related

  • Tracking Time: 24 hours
  • Missing Rewards Tickets: Accepted
  • Confirmation Timeline: 45 Days of Card Disbursal

Also Remember

  • Do not visit any other coupon or deal site after clicking-out from CashKaro
  • Please send Rewards related queries to CashKaro only, not to Gild
  • If your Rewards do not track, raise a Missing Rewards ticket within 30 Days of the approval date
  • Rewards can only be redeemed as Amazon Pay Balance or Flipkart Gift Card


Rewards tracks in

24 Hours


Gild Coupon & Offer

Get Gild Credit Card + 6.6% Interest on your Fixed Deposit + Earn Flat 1.4% CashKaro Rewards on your Fixed Deposit Amount

Hide Details

Gild Credit Card

  • Open a Fixed Deposit with Gild and get a credit card with credit limit of 90% of the FD amount
  • For e.g. - If you make a Fixed deposit of Rs 1,00,000, then you will be offered a secured credit card with a limit of Rs 90,000 (90% of the FD amount)
  • Earn 13.2% interest on your FD amount (tenure 2 years + 3 days) (6.6% interest per annum)
  • Earn Upto 1% Gold rewards on every spend using card
  • Get 45 days interest free credit period
  • There is no joining fee
  • Get Gild contactless card and an attractive metal card holder as a Welcome Gift

How to Get the Gild Card

  • Download the APP
  • Signup with your mobile number and enter your details
  • Select the Fixed Deposit amount as per your choice
  • Complete your EKYC and transfer the amount to book your Fixed Deposit
  • You will be offered a “Gild Credit Card” with a credit limit of 90% of the FD amount

What does this card offer?

  • Gild offers a chance to own a credit card, specially for those who are not eligible for other credit cards in the market
  • It helps users to build a good Credit history/score
  • Earn Gild Petals (Reward Points) on every purchase that you make through the card. (1 Petal = Rs 0.75)
  • Every transaction that you make earns you a Flat 0.75% back as Petals which can be used to redeem digital gold, cashback and other exciting rewards
  • Petals/rewards earned NEVER EXPIRE
  • Gild lets you convert your digital gold assets to physical 24K gold coins
  • Annual Fee Waiver: On spends of Rs 3,00,000 or more in a year

Fees: List of all charges

  • Joining Fees: Nil
  • Renewal Fees: Rs 499

Eligibility Criteria

  • There is no such eligibility criteria, anyone with a valid PAN card and above the age of 18 years can apply for this card

Important TnC's

  • You will get Digital credit card immediately and physical card in 7 working days
  • Fixed Deposit plans available be Rs 20,000, Rs 50,000, Rs 1,00,000: Rs 2,00,000
  • Available on Android & iOS
Expires in 14 days

Latest Gild Offers, Coupons and Promo Codes for May 2023

Gild Coupon CodesOffer DetailsValidity
Gild OffersEarn 6.6% Interest on your Fixed DepositMay 31, 2023
Gild Promo CodesGet 90% FD Amount as Credit LimitMay 31, 2023

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