Gild Coupon & Offer

Gild Credit Card

• Open a Fixed Deposit with Gild and get a credit card with credit limit of 90% of the FD amount
• For e.g. - If you make a Fixed deposit of Rs 1,00,000, then you will be offered a secured credit card with a limit of Rs 90,000 (90% of the FD amount)
• Earn 13.2% interest on your FD amount (tenure 2 years + 3 days) (6.6% interest per annum)
• Earn Upto 1% Gold rewards on every spend using card
• Get 45 days interest free credit period
• There is no joining fee
• Get Gild contactless card and an attractive metal card holder as a Welcome Gift

How to Get the Gild Card

• Download the APP
• Signup with your mobile number and enter your details
• Select the Fixed Deposit amount as per your choice
• Complete your EKYC and transfer the amount to book your Fixed Deposit
• You will be offered a “Gild Credit Card” with a credit limit of 90% of the FD amount

What does this card offer?

• Gild offers a chance to own a credit card, specially for those who are not eligible for other credit cards in the market
• It helps users to build a good Credit history/score
• Earn Gild Petals (Reward Points) on every purchase that you make through the card. (1 Petal = Rs 0.75)
• Every transaction that you make earns you a Flat 0.75% back as Petals which can be used to redeem digital gold, cashback and other exciting rewards
• Petals/rewards earned NEVER EXPIRE
• Gild lets you convert your digital gold assets to physical 24K gold coins
• Annual Fee Waiver: On spends of Rs 3,00,000 or more in a year

Fees: List of all charges

• Joining Fees: Nil
• Renewal Fees: Rs 499

Eligibility Criteria

• There is no such eligibility criteria, anyone with a valid PAN card and above the age of 18 years can apply for this card

Important TnC's

• You will get Digital credit card immediately and physical card in 7 working days
• Fixed Deposit plans available be Rs 20,000, Rs 50,000, Rs 1,00,000: Rs 2,00,000
• Available on Android & iOS