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HDFC RuPay Credit Card
The HDFC RuPay Credit Card offers a range of benefits like C...
Flat ₹1100 Rewards
on Credit Card Activation
HDFC RuPay Credit Card Benefits
1Attractive Rewards & Cashback
2Contactless Payments and Wide Acceptance
3Dining & Lifestyle Offers
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards
- No Rewards Applicable for Employees of HDFC, HDB, CHBL & CSC Main or Group of Companies
- A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs.25,000/monthly
- Self Employed- ITR>Rs. 6 Lakhs/annum
- Credit Score: 750+
- New-to-Credit: Allowed
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the Orange Button
- You will be redirected to the HDFC Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
HDFC RuPay Credit Card Benefits
1Earn Reward Points or Cashback on everyday spends such as groceries, fuel, dining, and bill payments (varies by specific card variant)
2Enjoy fast, secure tap-to-pay transactions with RuPay’s contactless technology, along with wide acceptance across retail stores, online merchants, and ATMs throughout India
3Access offers at partner restaurants, movie tickets, retail brands, and lifestyle merchants
4Get a fuel surcharge waiver (typically up to ₹200–₹400 per billing cycle) at most petrol pumps across India
5Special deals and discounts on Indian travel, e-commerce, and utility partners tied to RuPay offers
6Enjoy benefits like waiver of annual fee, reward redemption bonuses, and balance transfer offers (depending on the card)
724×7 card support, transaction alerts, and secure online banking integration with HDFC’s app/online services
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on HDFC RuPay Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on HDFC RuPay Credit Card app are not eligible for Rewards


