HDFC RuPay Credit Card

Important Information

• No Rewards Applicable for Employees of HDFC, HDB, CHBL & CSC- Main or Group of Companies
• Minimum transaction of Rs 100 is required within 30 days to activate the card, otherwise it will get closed
• Existing Credit Card holders of HDFC Bank will not be eligible for Rewards
• Card upgrades/limit enhancements are not eligible for Rewards
• If you apply for a different card upon redirecting you will be eligible for the rewards rates applicable on the card applied
• Joining Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)
• Annual Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)

Why is this card so AWESOME?

• Rupay Card Pay Via UPI
• 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
• 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
• 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month
• Smart EMI : Convert credit card spends of Rs. 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures.
• Milestone Benefits : Get lucrative vouchers on meeting minimum monthly spending criteria.

Other Amazing Offers

• Leverage revolving credit facilities at nominal interest rates.
• Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.
• You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets.
• The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs. 0.25, and can be done via Net Banking login, or physical redemption form

Eligibility Criteria

• Required Age: 21 - 65 years
• Employment status: Salaried or Self-Employed
• Minimum Income: Rs. 20,000 per month (Salaried)
• Minimum Income: Rs. 50,000 per month (Self-Employed)
• Credit score: 700+
• You should be citizen of India or a Non-Resident Indian

Documents required for the Application

• Address Proof - Aadhaar, Passport, Latest utility bills
• ID proof - PAN, Voter ID, Passport
• Income proof - Bank Statement, Salary Slips

How to Apply

• Click on the Orange Button
• You will be redirected to HDFC Bank Credit Cards
• Click Login/Join Now and do OTP verification
• You will see the cards you are eligible for, select the card and provide the required details

CashKaro Rewards Related

• If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards
• No Rewards Applicable for Employees of HDFC, HDB, CHBL & CSC Main or Group of Companies
• A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the rewards
• Please use Aadhaar linked mobile number to fill the application
• VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

• Resume your application only via CashKaro to avoid losing Rewards
• If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
• Rewards can only be redeemed as Amazon Pay Balance