Earn Flat ₹1500 CashKaro Rewards on IRCTC HDFC Bank Credit Card Activation
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Why is this card so AWESOME?
- Get 5 Reward points for every ₹100 spent on IRCTC ticketing website & Rail Connect App
- 1 Reward point on every ₹100 spent on all other spends
- Additional 5% Cashback on train ticket bookings via HDFC Bank SmartBuy
- Credit Card to UPI - The HDFC IRCTC Credit Card can be linked to your UPI
- Welcome voucher worth ₹500 on card activation within first 37 days of card issuance
- Annual fee waiver on annual spends of ₹1,50,000 or more
Other Amazing Offers
- 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
- 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of INR 400 & maximum transaction of INR 5,000. Maximum waiver of INR 250 per statement cycle)
- Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank Rupay IRCTC Credit Card from the date of purchase
- Revolving Credit : Available at a nominal interest rate on your HDFC Bank Rupay IRCTC Credit
Reward Rate Redemption and validity
- The redemption against the train ticket booking at the rate of 1 Reward Point = INR 1 on HDFC Bank SmartBuy Reward Points will lapse on expiry of two years from the date of issuance
- Redemption can be made only against 70% of fare ticket amount on train ticket booking via HDFC Bank SmartBuy, inclusive of fares of all the passengers and service charges levied by IRCTC
- A minimum of 100 Points are needed to be redeem rewards
How to Apply
- Click on the Orange Button
- You will be redirected to HDFC Bank Credit Cards page
- Click Login/Join Now and do OTP verification
- You will see the cards you are eligible for, select the card and provide the required details
- Complete your VKYC within 72 hours of your application.
- Your Rewards will track within 72 Hours of Card Activation
Documents required for the Application
- Address Proof - Aadhaar, Passport, Latest utility bills
- ID proof - PAN, Voter ID, Passport
- Income proof - Bank Statement, Salary Slips
Eligibility Criteria
- Required Age: 21 - 60 years
- Employment status: Salaried or Self-Employed
- Minimum Income: ₹25,000 per month (Salaried)
- Minimum Income: ₹6 lakhs per annum (Self-Employed)
Fees and Charges
- Joining Fees: ₹500 + GST.
- Annual Fees: ₹500 + GST.
- However, you get ₹1500 CK Rewards on card Activation. This makes the card effectively Free for 3 years!
Important Information
- If your Card is Disbursed, you will be eligible for CashKaro Rewards
- No Rewards if your Application is Rejected
- Do not apply for HDFC Bank Credit Card via any other portal
ACTIVATE REWARDS
Expires in 2 days