RBL Bank IRCTC Credit Card

What Makes This Card Stand Out?

• Earn 5 Reward Points for every Rs. 200 spent on train ticket bookings via the IRCTC website or app. Redeem 1 Reward Point = Rs. 1 on IRCTC
• Get 500 Reward Points as a Welcome Benefit when you make a purchase of ₹500 or more within 30 days of card issuance
• Earn up to 3 Reward Points for every ₹200 spent on FASTag recharges made via RBL Bank digital channels, and 2 Reward Points for every ₹200 spent on flight and hotel bookings through the IRCTC website or app. Earn up to 1,000 Reward Points per month across both categoriesReceive 500 Reward Points upon reaching quarterly spends of Rs. 75,000 (excluding wallet transactions, cash withdrawals, rent, utilities, fuel, and insurance)
• Get up to 8 complimentary visits per year (2 per quarter) to IRCTC Executive Lounges at select railway stations, with access to facilities like a 2-hour lounge stay, buffet meals, tea/coffee, newspapers, magazines, and changing rooms
• Cancellation protection cover worth up to Rs. 5,000 on trains cancelled by India Railways within 24 hours of the scheduled train time
• Cancellation protection coverage of up to Rs. 5,000 for trains canceled by Indian Railways within 24 hours of the scheduled departure

Eligibility Criteria

• Age: 21 to 65 years
• Employment: Salaried and Self-employed individuals are eligible
• Salaried: Minimum monthly income of Rs. 15,000
• Self-Employed: ITR Rs. 2 Lakhs per annum
• Civil- 720+
• New to Credit: Not allowed

Fees & Charges

• Joining Fee: Rs.500 + GST
• Annual Fee: Rs.500 + GST
• Fee of Rs.99 + GST is charged for redeeming reward points on RBL Bank Credit Cards

Important Information

• If you were/are using any RBL Credit card, you are not eligible for the Rewards
• Please use Aadhaar linked mobile number to fill the application
• Minimum transaction of Rs.100 is required within 30 days to activate the card else Rewards will be cancelled
• Tracking Time: 72Hrs after the Application ID Generation
• Confirmation Timeline: Within 75 Days of Card Activation
• If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
• Rewards can only be redeemed as Amazon Pay Balance or Flipkart Gift Card

Documents Needed

• ID Proof: PAN Card/Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or salary slips
• Photograph: Recent passport-sized photo

Steps to Apply

• Click on the Orange button
• You will be redirected to the RBL Bank Credit Cards page
• Complete the required details and submit the application

CashKaro Rewards Related

• If you currently hold or have ever held an RBL Credit Card, you are not eligible for CashKaro Rewards
• A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
• Please use Aadhaar linked mobile number to fill the application
• VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

• Resume your application only via CashKaro to avoid losing Rewards
• If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
• Rewards can only be redeemed as Amazon Pay Balance