Rio Credit Card

Experience the power of credit with the ease of UPI using Ri...Experience the power of credit with the ease of UPI using Rio's innovative digital credit card. Enjoy lifetime free membership, earn 3% Rio Coins on every UPI spend, access airport lounges, and grab exclusive deals on your favourite brands. Apply via CashKaro and score extra Rewards on successful approval

Flat ₹1000 Rewards

on Credit Card Activation

Rio Rupay Credit Card Benefits

1Zero Joining and Annual fees

2Earn 3% Rio Coins on Spends via the Rio Money app

3Get a Credit limit of up to ₹5,00,000 on your Rio UPI credit card

Important Timelines

Important Terms & Conditions

Existing Yes bank credit card holders are not eligible for the Rewards
If you have ever downloaded/registered on Rio App before applying via CashKaro, you will not be eligible for the Rewards
A minimum transaction of Rs 100 is required within 30 days to activate the card

Rewards Rates

₹1,000

Rewards on Card Activation

How to Get This Offer?

Eligibility Criteria

Age: 21 to 65 years
Occupations Allowed- Salaried or Self Employed
Minimum Income: Rs. 25000/Monthly
Credit Score: 720+

Fees & Charges

Joining Fee: Nil
Annual Fee: Nil

Documents Needed

ID Proof: PAN Card
Income Proof: Bank statements of Last 3 months

Steps to Apply

Click on the orange button
You will be redirected to Rio's App on Play store
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

Existing Yes bank credit card holders are not eligible for the Rewards
If you have ever downloaded/registered on Rio App before applying via CashKaro, you will not be eligible for the Rewards
A minimum transaction of Rs 100 is required within 30 days to activate the card
Please use your Aadhaar linked Mobile number to complete the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Resume your application only via CashKaro to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards ticket within 30 Days from the application date
Ensure to use Mobile Number to raise Missing Rewards Ticket
Rewards can only be redeemed as Amazon Pay Balance

Rio Rupay Credit Card Benefits

1Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees

2Earn a Flat 3% as Rio Coins on every payment over ₹50 through the Rio Money app, with each coin valued at ₹0.25 and redeemable directly to bank account (Upto ₹45000 Cashback per year)

3Rio UPI credit card comes with a credit limit of up to ₹5,00,000, giving you the flexibility to spend more and manage your finances with ease

4Get upto 8 Complimentary Domestic Lounge Access (2 per quarter on spends of minimum ₹50,000)

51% Fuel Surcharge waiver on transactions between ₹400 and ₹5,000 (capped at ₹250 per month)

6Get 50-day interest-free period with a billing cycle of 30 days and a payment period of upto 20 days

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on Rio Rupay Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on Rio Rupay Credit Card app are not eligible for Rewards