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SBI Cashback Credit Card

SBI Cashback Credit Card

4.4 of 5 | 204 Ratings
Cash in on Online Payments with SBI☛ 5% Cashback on Online Spends
☛ 1% Cashback on Offline Spends
☛ Save Upto ₹60,000 Annually
+ Flat ₹1200 CashKaro Rewards on Credit Card Activation
EARN ₹1200 REWARDS NOW ▶

Rewards tracks in

72

Hours

Rewards confirms in

75

Days

Does SBI Cashback Credit Card accept missing tickets?

YES

Rewards on SBI Cashback Credit Card app orders?

NO

1

SBI Cashback Credit Card Coupon & Offer

Earn Flat Rs 1200 CashKaro Rewards on SBI Cashback Card Activation

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Why is SBI Cashback card so AWESOME?

  • Enjoy 5% Cashback on Online Spends on (Capped at Rs.5000 per month combined for both Online & Offline Spends)
  • Get 1% Cashback on Offline Spends
  • Get 1% Fuel Surcharge waiver up to Rs.100 per statement cycle applicable on transactions between Rs. 500 – Rs. 3000
  • You can apply for up to 3 Add-on cards at no additional cost against every primary card

Fees & Charges

  • Joining Fee (one-time): Rs.999 + GST
  • Annual Fee: Rs.999 + GST, from second year onwards. Fee is reversed if annual spends for last year >= Rs. 2,00,000

Important Information

  • No Rewards applicable for existing SBI Bank Credit Card holders
  • Please use Aadhaar linked mobile number to fill the application
  • Tracking Time: 72Hrs after the Application ID Generation
  • Confirmation Timeline: Within 75 Days of Card Activation
  • A minimum transaction of Rs.100 within 30days is required to activate the card otherwise, you won’t be eligible for the Rewards
  • If your Rewards do not track, raise a Missing Ticket within 30 Days from the application date
  • Rewards can only be redeemed as Amazon Pay Balance or Flipkart Gift Card

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Income: Minimum monthly income of Rs 30,000
  • Credit Score: Minimum credit score of 650+ with no delayed payments in the past 12 months
  • New-to-Credit: Allowed only for salaried applicants

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or salary slips
  • Photograph: Recent passport-sized photo

Steps to Apply

  • Click on the orange button
  • You will be redirected to the SBI Bank Credit Cards page
  • Complete the required details and submit the application

ACTIVATE REWARDS
Expires in 10 days

SBI Cashback Credit Card: Review, Features, Benefits, and FAQs

The SBI Cashback Credit Card is a popular choice among users looking for maximum cashback rewards on their everyday expenses. Whether you are shopping online, dining out, or paying utility bills, this card is designed to help you save more. Below is a detailed overview of the card, including features, benefits, and essential details, which will help you make the decision.

SBI Cashback Credit Card Eligibility Criteria

To apply for the card, ensure you meet the following criteria:

  • Age Limit: 21 to 60 years.
  • Income Requirement: Income: Minimum monthly income of Rs 30,000
  • Credit Score: Minimum credit score of 650+ with no delayed payments in the past 12 months

Key Feature of the SBI Cashback Credit Card

  • 5% Cashback on online* spends without any merchant restriction.
  • 1% Cashback on offline* spends.
  • Joining Fee (one-time): Rs.999
  • Renewal Fee (Per Annum): Rs. 999 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000.
  • 1% Fuel Surcharge Waiver across all petrol pumps in India.
  • The card is accepted at millions of merchants globally, ensuring a seamless experience whether you are shopping locally or traveling internationally.

* Card Cashback will be auto credited to your SBI Card account within two working days of your next statement generation. For details, please see Term & conditions.

SBI Cashback Credit Card Benefits

  • Cashback Rewards: High cashback rates on online transactions make this card an excellent choice for frequent online shoppers.
  • Affordable Fees: While the card has a ₹999 joining fee, it is reasonable given the benefits, especially if waived upon meeting spending thresholds.
  • Digital-Friendly: The integration with the SBI Card app ensures easy management of transactions, cashback tracking, and bill payments.
  • Having this card, you can take add on cards for the family at no additional cost.
  • To learn more about this card read SBI Cashback Credit Card PDF

How to Apply for SBI Cashback Credit Card?

Getting the SBI Cashback Credit Card is quick and easy when you apply through trusted platforms like CashKaro. Here is a step-by-step guide to help you get started:

  1. Visit the CashKaro Website
  • Visit CashKaro website or download the app followed by logging in or signing up for an account.
  • Search for the SBI Cashback Credit Card store page in the search bar.
  1. Know Card Details
  • On CashKaro, you can view all the details about the card, including cashback rates, annual charges, and additional benefits. Also, learn about the cashback caps and fees with the card.
  1. Click on Activate Rewards
  • Click on the “Activate Rewards” button to begin your application process. This will redirect you to the official SBI website or partner page for a secure and seamless experience.
  1. Fill Out the Application Form
  • Provide necessary details like your name, age, income, and address in the application form.
  • Upload essential documents such as:
    • Identity Proof (Aadhaar Card, PAN Card, etc.)
    • Address Proof
    • Income Proof (salary slips or ITR)
  1. Complete the Verification Process
  • The bank will verify your details and documents. This may include a telephonic or physical verification step.
  1. Track Your Application
  1. Earn Rewards:After getting the credit card, Rewards will be credited to your CashKaro account. You can withdraw these rewards as Amazon Pay Balance or Flipkart Gift Card from your registered account.

Why Use CashKaro for Your SBI Cashback Credit Card?

  • Extra Cashback:By applying via CashKaro, you may earn extra cashback on your credit card application in addition to the cards inherent benefits.
  • Exclusive Offers:Access special deals and discounts exclusively available through CashKaro.
  • Easy Comparison:Compare multiple credit card options on one platform before making your decision.

Who Should Get This Card?

  • Frequent Online Shoppers: If you regularly shop online, the high cashback rate ensures significant savings.
  • Savers: If you want to maximize cashback rewards on daily transactions like dining, groceries, and bill payments, this card is a good choice.

Frequently Asked Questions about SBI Cashback Credit Card

Q. Can I withdraw cash using my SBI Cashback Credit Card?

A. Yes, you can use this credit card to withdraw money. You can visit any ATM globally that supports VISA to take out cash.

Q. Does the card provide lounge access?

A. No, the card does not offer complimentary airport lounge access at any location.

Q. How do I check the status of my SBI Cashback Credit Card application?

A. Visit the SBI Credit Card website and navigate to the 'Track Application' section.

Q. Is the SBI Cashback Credit Card worth it?

A. If you frequently shop online and value cashback rewards, this card is an excellent choice.

Q. Is there a limit to the Cashback that I can earn?

A. CYes, there is a SBI Cashback Credit Card cashback limit. Maximum Cashback that can be earned on online and offline spends in a statement cycle will be capped at Rs.5,000. Post that you won’t earn any cashback on using this card.

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