SBI Miles Credit Card

Earn while you travel: SBI MILES gives 2 credits per ₹200 on...Earn while you travel: SBI MILES gives 2 credits per ₹200 on flights & hotels (=1% when converted to airline/hotel points). Other spends earn 1 credit/₹200 (=0.5%). Best use? Redeem for miles to get full value. Plus 1,500 welcome credits, free lounges & milestone bonuses that boost yearly savings.

Flat ₹1400 Rewards

on Credit Card Activation

SBI Miles Credit Card Benefits

12 credits/₹200 on travel spends = 1% if redeemed as miles

21 credit/₹200 on other spends = 0.5% back value

34 free domestic lounge visits every year

4Welcome Gift: 1,500 Travel Credits on ₹30k spend in 60 days (~₹1,500 value)

55,000 bonus credits on ₹5 lakh annual spend (~₹5,000 value)

Important Timelines

Important Terms & Conditions

If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the CashKaro Rewards
Please use Aadhaar linked Mobile number to fill the Application

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

₹1,400

Rewards on Card Activation

How to Get This Offer?

Eligibility Criteria

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Minimum Income- Rs 60,000/monthly (Salaried) & Rs.7,20,000 lakhs/annually (Self-Employed)
Credit Score: 750+ with no delayed payments in the past 12 months
New-to-Credit: Not Allowed

Fees & Charges

Annual Fee-Rs. 1499+GST
Renewal Fee Rs. 1499+GST from second year onwards
The Renewal fee is waived if your annual spends is ₹6,00,000 or more in the previous year

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo

Steps to Apply

Click on the orange button
You will be redirected to the SBI Bank Credit Cards page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the CashKaro Rewards
Please use Aadhaar linked Mobile number to fill the Application
VKYC done over 50km from your Aadhaar/Communication address will result in application rejection and loss of CashKaro Rewards

Also, Remember

Resume your application only via CashKaro to avoid losing CashKaro Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the Application date
CashKaro Rewards can only be redeemed as Amazon Pay Balance

SBI Miles Credit Card Benefits

12 Travel Credits per ₹200 on travel spends (=1% value when converted to airline/hotel miles) – saves ~₹6,000/yr on ₹6L travel spend

21 Travel Credit per ₹200 on other spends (=0.5% value) – saves ~₹3,000/yr on ₹6L non-travel spend

3Best Use Case: Convert credits to airline/hotel points at ₹1 per credit to unlock full value

4Welcome Gift: 1,500 Travel Credits on ₹30,000 spend in 60 days (~₹1,500 upfront value)

5Milestone Reward: 5,000 bonus Travel Credits on ₹5 lakh annual spend (~₹5,000 extra value)

6Domestic Lounge Access: 4 complimentary visits every year (max 2 per quarter) + 1 extra visit per ₹1 lakh annual spend

7Priority Pass: Free membership for first 2 years – access 1,000+ global lounges, but each visit is chargeable

8Joining Fee: ₹1499 + GST, the Welcome Benefit covers this cost

9Annual Fee: ₹1499 + GST, waived if you spend more than ₹6 lakh in the year

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on SBI Miles Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on SBI Miles Credit Card app are not eligible for Rewards