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SBI Simply Save Credit Card
Start your credit journey with SBI SimplySAVE — the best ent...
Flat ₹1400 Rewards
on Credit Card Activation
SBI Simply Save Credit Card Benefits
1Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
210 RP per ₹150 on Dining, Movies, Groceries, Departmental Stores (~1.67% back)
31 RP per ₹150 on all other spends (~0.25% back)
4Welcome Gift: 2,000 Reward Points worth ₹500
5Renewal fee reversed on only ₹1 lakh annual spend
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income- Rs 30,000
- Credit Score: 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for salaried applicants
Fees & Charges
- Annual Fee-Rs. 499+GST
- Renewal Fee Rs. 499 from second year onwards
- The Renewal fee is waived if your annual spends is ₹1,00,000 or more in the previous year
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Steps To Apply
- Click on the orange button
- You will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
SBI Simply Save Credit Card Benefits
1Entry-Level Card: Simple rewards structure, low fee, ideal for beginners
210 RP per ₹150 (up to 5,000 RPs/month) on Dining, Movies, Groceries, Departmental Stores (~1.67% back)
31 RP per ₹150 on all other spends (~0.25% back as 4 RPs = ₹1)
4Welcome Benefit: 2,000 Reward Points on spends of ₹2,000 in 60 days (~₹500 value)
5Fuel Surcharge Waiver: 1% waiver on ₹500–₹3,000 transactions (max ₹100/month)
6Joining Fee: ₹499 + GST, covered with a ₹3,000 Welcome benefit worth ₹500
7Annual Fee: ₹499 + GST, reversed on an annual spend of ₹1 lakh only
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on SBI Simply Save Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on SBI Simply Save Credit Card app are not eligible for Rewards