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AU Bank Altura Credit Card
AU Bank Altura Credit Card is designed for smart everyday sp...
Flat ₹1100 Rewards
on Credit Card Activation
AU Bank Altura Credit Card Benefits
1Up to 4 Reward Points per Rs.100 on grocery and departmental store spends
2Up to 2 Reward Points per Rs.100 on eligible retail spends
3Get upto 8 Complimentary Railway Lounge Access
Important Timelines
Important Terms & Conditions
- Existing Customers (Savings/Current Account/Credit cards/Loans/FD) of AU Bank are not eligible for the Rewards
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 18,000 p.m (Altura)/ Rs 25,000 p.m (Altura Plus)
- Self Employed: ITR > Rs 2.25 Lakhs p.m (Altura)/ Rs 3 Lakhs p.m (Altura Plus)
- Credit Score: 750+
- New to Credit: Not Allowed
Fees & Charges
- Joining Fee: Rs 199 + GST (Altura) / Rs 499 + GST (Altura Plus)
- Annual Fee: Rs 199 + GST (Altura) / Rs 499 + GST (Altura Plus)
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the AU Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
AU Bank Altura Credit Card Benefits
1Earn 4 Reward Points per Rs.100 on grocery and departmental store purchases with Altura Plus, while Altura offers 2 Reward Points per Rs.100 on these spends
2Enjoy 2 Complimentary lounge visits per calendar quarter at select railway stations
3Get 1.5% Cashback on POS retail transactions with Altura Plus (capped at Rs.100/month), and 1 Reward Point per Rs.100 on POS spends beyond Rs.6,667
4Get a 1% fuel surcharge waiver on fuel transactions between Rs.400 and Rs.5,000, capped at Rs.150 for Altura Plus and Rs.100 for Altura
5Joining Fee: Rs 199 + GST (Altura) / Rs 499 + GST (Altura Plus)
6Annual Fee: Rs 199 + GST (Altura) / Rs 499 + GST (Altura Plus)
7Get a 1st-year fee waiver with Rs 10,000 spends within first 90 days and a renewal fee waiver from the 2nd year with Rs 40,000 annual spends (Altura)
8Get a 1st-year fee waiver with Rs 20,000 spends within first 90 days and a renewal fee waiver from the 2nd year with Rs 80,000 annual spends (Altura Plus)
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on AU Bank Altura Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on AU Bank Altura Credit Card app are not eligible for Rewards