*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.
AU Bank Laksya Credit Card
AU Bank’s Laksya Credit Card turns everyday spending into re...
Flat ₹1000 Rewards
on Credit Card Activation
AU Bank Laksya Credit Card Benefits
1Earn up to 5X Reward Points on grocery, departmental stores & contactless payments
2Up to 15% instant discounts across partner brands & dining
3Enjoy 8 Complimentary Domestic Airport lounge visits annually
Important Timelines
Important Terms & Conditions
- Existing Customers (Savings/Current Account/Credit cards/Loans/FD) of AU Bank are not eligible for the Rewards
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Credit Score: 725+
- New to Credit: Not Allowed
Fees & Charges
- Joining Fee: Rs 1000 + GST
- Annual Fee: Rs 1000 + GST
- Annual Fee waiver: Spends > Rs 2,00,000 in preceding year
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the AU Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
AU Bank Laksya Credit Card Benefits
1Earn 5 Reward Points per ₹100 on grocery, departmental stores & contactless payments, 2 Reward Points per ₹100 on all other retail spends, and 1 Reward Point per ₹100 on insurance, utility, and telecom spends (1 Reward Points = Rs 0.25 )
2Get up to 15% instant discount each month on Amazon Grocery and Amazon Now, and on food deliveries via the Zomato app, with cashback capped at ₹250 per month for each offer
3Enjoy up to 8 complimentary domestic airport lounge visits each year, with a maximum of 2 per quarter, unlocked by spending ₹50,000 in the previous calendar quarter
4Choose 4,000 Bonus Reward Points or a ₹1,000 brand voucher after paying the joining fee, activating the card, and 1st successful transaction within 30 days of card issuance
5Buy-One-Get-One movie tickets with District App (max ₹250 per month)
6Joining Fee: Rs. 1000 + GST & Annual Fee: Rs. 1000 + GST
7Get renewal fee waiver from the 2nd year with ₹2,00,000 annual spends
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on AU Bank Laksya Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on AU Bank Laksya Credit Card app are not eligible for Rewards