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AU Bank Prathama Credit Card
AU Bank’s Prathama Credit Card is designed for first-time us...
Flat ₹1000 Rewards
on Credit Card Activation
AU Bank Prathama Credit Card Benefits
1Earn up to 2 Reward Points per ₹100 on contactless transactions
2Enjoy Monthly Milestone Reward Benefit
3Get 500 Bonus Reward Points on every successful recurring payment setup
Important Timelines
Important Terms & Conditions
- Existing Customers (Savings/Current Account/Credit cards/Loans/FD) of AU Bank are not eligible for the Rewards
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Credit Score: 725+
- New to Credit: Not Allowed
Fees & Charges
- Joining Fee: Rs 100 + GST
- Annual Fee: Rs 100 + GST
- Annual Fee waiver: Spends > Rs 75,000 in preceeding year
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the AU Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
AU Bank Prathama Credit Card Benefits
1Earn up to 2 Reward Points per ₹100 on eligible contactless tap-and-pay transactions and 1 Reward Point per ₹100 on all other spends, with Utility and Telecom spends capped at 100 Reward Points per transaction (1 Reward Points = Rs 0.25 )
2Earn 2 Reward Points per ₹100 on incremental spends exceeding ₹5,000 per statement cycle, in addition to the standard 2 Reward Points per ₹100 earned on all contactless transactions
3Earn 500 bonus Reward Points for your first successful Standing Instruction or recurring payment setup with each merchant, repeat setups for the same merchant do not qualify
4Convert eligible transactions of ₹500 and above with a minimum total value of ₹2,000 into EMIs
51% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000 across fuel stations in India (Capped at ₹100 per statement cycle)
6Joining Fee: Rs. 100 + GST & Annual Fee: Rs. 100 + GST
7Get renewal fee waiver from the 2nd year with ₹75,000 annual spends
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on AU Bank Prathama Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on AU Bank Prathama Credit Card app are not eligible for Rewards