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AU Zenith Credit Card
AU Zenith Credit Card is designed for premium lifestyles, co...
Flat ₹1000 Rewards
on Credit Card Activation
AU Zenith Credit Card Benefits
15X Reward Points on dining, international spends & everyday categories
2Low forex markup of 1.99% on international transactions
3Complimentary Airport & Railway lounge access
Important Timelines
Important Terms & Conditions
- Existing Customers (Savings/Current Account/Credit cards/Loans/FD) of AU Bank are not eligible for the Rewards
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Credit Score: 750+
- New to Credit: Not Allowed
Fees & Charges
- Joining Fee: Rs 7999 + GST
- Annual Fee: Rs 7999 + GST
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the AU Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
AU Zenith Credit Card Benefits
1Earn up to 5 Reward Points per ₹100 on dining (standalone restaurants), international spends, grocery, and departmental stores; 3 Reward Points per ₹100 on other retail spends; and 1 Reward Point per ₹100 on insurance, utility, and telecom transactions
2Enjoy reduced cross-currency markup of just 1.99%, making international transactions more cost-effective
3Enjoy 2 complimentary domestic lounge visits per quarter (subject to ₹20,000 quarterly spend from Jan 2025), 2 international lounge visits per quarter via Priority Pass, and 2 complimentary railway lounge visits per quarter across select stations in India
4Get 1,000 Bonus Reward Points every month on retail spends of ₹50,000 or more within a statement cycle
5Get 2,500 Bonus Reward Points on one retail transaction during your birthday month
61% fuel surcharge waiver on transactions between ₹400–₹5,000 (maximum waiver up to ₹250 per month)
7Joining Fee: Rs. 7999 + GST & Annual Fee: Rs. 7999 + GST
8Get a 1st-year fee waiver with ₹1,25,000 spends within first 90 days and a renewal fee waiver from the 2nd year with ₹5,00,000 annual spends
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on AU Zenith Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on AU Zenith Credit Card app are not eligible for Rewards