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Axis Indian Oil Rupay Credit Card Offers
Get 4% back on every IOCL fuel spend with Axis IndianOil RuP...
Flat ₹1400 Rewards
on Credit Card Activation
Axis Indian Oil Rupay Credit Card Benefits
14% back on IOCL fuel – save ₹2.4k/yr
21% fuel surcharge waiver – save ₹600/yr
31% back on online shopping – save ₹600/yr
4Welcome cashback of ₹250 on first fuel spend
5RuPay-UPI enables seamless QR payments
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held an Axis Credit Card, you are not eligible for CashKaro Rewards
- A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- Please use Aadhaar linked mobile number to fill the application
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Monthly Income: Rs 25,000 (Salaried) and Rs. 3,60,000 per annum(Self-Employed)
- Credit Score: 735+
- New-to-Credit: Not Allowed
Fees & Charges
- Joining Fee-Rs. 500+GST
- Annual Fee-Rs.500+ GST, from second year onwards
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the AXIS Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
Axis Indian Oil Rupay Credit Card Benefits
1IOCL Fuel: 20 EDGE pts/₹100 (~4% back), capped ₹5,000/month - save ₹2,400/yr
2Fuel Surcharge Waiver: 1% waiver capped at ₹50/month - save ₹600/year
3Online Spends: 5 EDGE pts/₹100 (~1% back), capped at ₹5,000/month - save ₹600/yr
4Welcome Cashback: 100% cashback up to ₹250 on first fuel purchase in 30 days
5RuPay Network: Works with UPI, enabling QR-based card-on-UPI transactions
6Dining: Up to 15% off via Axis Dining Delights/EazyDiner
7Enjoy mid-week savings every Wednesday with up to 15% off on Flights and Hotels via Goibibo & MakeMyTrip, 10% off on Swiggy and Amazon Fresh orders, and 10% off (up to ₹1,000) on Tira
8Joining Fee: ₹500 + GST, partially covers by welcome cashback worth ₹250
9Annual Fee: ₹500 + GST, waiver at ₹3.5L yearly spend
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on Axis Indian Oil Rupay Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on Axis Indian Oil Rupay Credit Card app are not eligible for Rewards




