HDFC RuPay Credit Card

Why is this card so AWESOME?

• Rupay Card Pay Via UPI
• 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
• 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
• 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month
• Smart EMI : Convert credit card spends of Rs. 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures.
• Milestone Benefits : Get lucrative vouchers on meeting minimum monthly spending criteria.

Other Amazing Offers

• Leverage revolving credit facilities at nominal interest rates.
• Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.
• You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets.
• The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs. 0.25, and can be done via Net Banking login, or physical redemption form

How to Apply

• Click on the Orange Button
• You will be redirected to HDFC Bank Credit Cards
• Click Login/Join Now and do OTP verification
• You will see the cards you are eligible for, select the card and provide the required details

Documents required for the Application

• Address Proof - Aadhaar, Passport, Latest utility bills
• ID proof - PAN, Voter ID, Passport
• Income proof - Bank Statement, Salary Slips

Eligibility Criteria

• Required Age: 21 - 65 years
• Employment status: Salaried or Self-Employed
• Minimum Income: Rs. 20,000 per month (Salaried)
• Minimum Income: Rs. 50,000 per month (Self-Employed)
• Credit score: 700+
• You should be citizen of India or a Non-Resident Indian

Fees and Charges

• Joining Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)
• Annual Fees: Starting at Rs. 500 + GST. (Depending upon the card selected)
• However, you get Rs. 1500 CK Rewards on card activation.

Important Information

• If your Card is activated, you will be Eligible for CashKaro Rewards
• Minimum transaction of ₹100 is required within 37 days to activate the card, otherwise it will get closed