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HDFC Bank BizFirst Credit Card
HDFC Bank BizFirst Credit Card lets you earn more on every b...
Flat ₹1100 Rewards
on Credit Card Activation
HDFC Bank BizFirst Credit Card Benefits
155 Days Interest-Free Credit Period
2Earn Upto 3% CashPoints on Business expenses
3Earn 2,000 CashPoints every quarter as Milestone Benefits
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards
- No Rewards Applicable for Employees of HDFC, HDB, CHBL & CSC Main or Group of Companies
- A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Self-employed individuals
- Self Employed: ITR>Rs. 6 Lakhs/annum
- Credit Score: 750+
Fees & Charges
- Joining Fee: Rs. 500 + GST
- Annual Fee: Rs. 500 + GST
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the HDFC Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
HDFC Bank BizFirst Credit Card Benefits
1Enjoy an extended interest-free credit period of up to 55 days on all business expenses
2Earn CashPoints on business expenses: 3% on EMI spends (up to 1,000/month), 2% on utility bills, electronics, SmartPay, and PayZapp transactions (up to 500/month), and 1% on all other spends, including UPI payments (up to 500/month)
3Earn 2,000 CashPoints every quarter on spends of ₹75,000 or more (excluding rent and petrol). as Milestone benefits
4Receive a ₹250 gift voucher redeemable on top brands like Amazon, Swiggy, and more upon making one transaction within the first 37 days of card issuance as Welcome benefits
5Earn up to 5% cashback on travel and online shopping via SmartBuy, and automate utility bill payments through SmartPay and PayZapp to receive assured cashback up to ₹1,800 in the first year plus e-vouchers worth up to ₹800 for adding two or more bills
6Up to 7.5% savings on restaurant bill payments via Swiggy Dineout at over 20,000 restaurants
7Get a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, with a maximum cashback of ₹250 per statement cycle.
8Joining Fee- Rs. 500 + GST & Annual Fee- Rs.500 + GST
9Annual Fee is waived, if you spend ₹50,000 or more in the previous year
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on HDFC Bank BizFirst Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on HDFC Bank BizFirst Credit Card app are not eligible for Rewards