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HDFC Bank BizPower Credit Card
The HDFC BizPower Credit Card is a business credit card that...
Flat ₹1100 Rewards
on Credit Card Activation
HDFC Bank BizPower Credit Card Benefits
155 Days Interest-Free Credit Period
2Upto 5X Reward Points on Business Payments
3Get Upto 40 International and Domestic Airport lounge access
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards
- No Rewards Applicable for Employees of HDFC, HDB, CHBL & CSC Main or Group of Companies
- A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Self-employed individuals
- Self Employed: ITR>Rs. 12 Lakhs/annum
- Credit Score: 750+
Fees & Charges
- Joining Fee: Rs. 2,500+GST
- Annual Fee: Rs. 2,500+GST
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the HDFC Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
HDFC Bank BizPower Credit Card Benefits
1Enjoy an extended interest-free credit period of up to 55 days on all business expenses
2Earn 4 Reward points for every ₹150 spent on eligible business expenses (with each point redeemable for up to ₹0.50), and earn 5X reward points on spends above ₹25,000 per statement cycle (up to 5,000 points) on bill payments via PayZapp & SmartPay, income tax and GST payments, and purchases from platforms like Google Ads and Reliance Digital
3Enjoy 2 complimentary domestic lounge accesses per quarter, an additional 2 domestic accesses per quarter on ₹75,000 spend in the previous quarter, and 6 international lounge accesses per quarter through Priority Pass
4Complimentary Amazon Prime Annual Membership and BizPrime 6-months Subscription upon making one online transaction within the first 30 days of card issuance as Welcome benefits
5Earn a gift voucher worth ₹2,500 from MakeMyTrip or Reliance Digital on quarterly spends of ₹2.5 lakh or more as Milestone benefits
6Access up to 40% discount on business software like Tally, Office 365, AWS, Google Workspace, Credflow, and more via the SmartBuy BizDeals platform
7Up to 7.5% savings on restaurant bill payments via Swiggy Dineout at over 20,000 restaurants
8Joining Fee- Rs. 2,500 + GST & Annual Fee- Rs.2,500 + GST
9Annual Fee is waived, if you spend ₹4,00,000 or more in the previous year
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on HDFC Bank BizPower Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on HDFC Bank BizPower Credit Card app are not eligible for Rewards