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HDFC Bank Indian Oil Credit Card
HDFC Bank Indian Oil Credit Card helps you save on fuel with...
Flat ₹1100 Rewards
on Credit Card Activation
HDFC Bank Indian Oil Credit Card Benefits
1Get Up to 50 litres of Free Fuel Annually
2Earn Up to 5% Fuel Points for every spend
3Free IndianOil XTRAREWARDS membership
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for CashKaro Rewards
- Please use the name mentioned on your PAN card to fill the application
- No Rewards Applicable for Employees of HDFC, HDB, CHBL & CSC Main or Group of Companies
- A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs. 20000/monthly
- Self Employed: Rs. 50000/monthly
- Credit Score: 700+
- New-to-Credit: Allowed for salaried & self-employed both
Fees & Charges
- Joining Fee: Rs. 500 + GST
- Annual Fee: Rs. 500 + GST
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the HDFC Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
HDFC Bank Indian Oil Credit Card Benefits
1Earn Fuel Points on your spends, which can be redeemed for free fuel at IndianOil outlets benefiting up to 50 litres of fuel every year
2Earn 5% Fuel Points on your spends at IndianOil fuel outlets, groceries, and bill payments (both online and POS). For all other purchases, including UPI and retail transactions, you earn 1 Fuel Point for every ₹150 spent*
3Get Complimentary IndianOil XTRAREWARDS Program membership for point redemption
41% fuel surcharge waiver (up to ₹250 per cycle) on fuel spends above ₹400
5Enjoy 2 years validity on Fuel Points, with monthly earning caps (e.g., up to 250 FP/per month for fuel in the first 6 months, then 150 FP thereafter)
6Joining Fee- Rs. 500 + GST & Annual Fee- Rs. 500 + GST
7The Annual Fee is waived, if you spend ₹50,000 or more in the previous year
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on HDFC Bank Indian Oil Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on HDFC Bank Indian Oil Credit Card app are not eligible for Rewards
