IDFC First Credit Card Offers

Earn Rewards, enjoy Cashback offers, and manage finances eff...Earn Rewards, enjoy Cashback offers, and manage finances effortlessly. Gain access to a diverse range of digital banking services and access personalized offers. Benefit from a range of advantages such as fuel surcharges waived and access to a wide network of ATMs. Enjoy a seamless digital banking experience and a user-friendly mobile app.

Upto ₹750 Rewards

on Credit Card Activation

IDFC First Credit Card Benefits

1Lifetime Free

2Railway lounge facility

3Never expiring Reward points

4Enjoy up to ₹10,000 instant discount on Apple products

5Get 7.5% off up to ₹7,500 on Croma purchases over ₹5,000

Important Timelines

Important Terms & Conditions

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
Referral earnings are not applicable on IDFC Bank Credit Cards

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

₹750

Rewards on Card Activation (Unsecured Cards)

₹250

Rewards on IDFC Wow Credit Card

How to Get This Offer?

Eligibility Criteria

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs.25,000/monthly
Self Employed: Rs. 3,00,000 /annum
Credit Score: 710+
New-to-Credit: Not Allowed

Fees & Charges

Joining Fee-Nil (Lifetime Free)
Joining Fee-Nil (Lifetime Free)

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo

Steps to Apply

Click on the orange button
You will be redirected to the IDFC Bank Credit Cards page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Referral earnings are not applicable on IDFC Bank Credit Cards
Please use Aadhaar linked mobile number to fill the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Your Rewards may track at a different rate and will be corrected at the time of confirmation
Resume your application only via CashKaro to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Use your Application number for raising Missing Rewards Ticket
Missing Rewards Ticket will be initially tracked at Rs. 250 , however, it will be corrected during the confirmation process
Rewards can only be redeemed as Amazon Pay Balance

IDFC First Credit Card Benefits

1Lifetime Free Cards - No joining fee, no annual fee

2Railway lounge facility

3Never expiring Reward points

4Enjoy a Rs 500 welcome voucher on spending Rs. 5,000+ and 5% cashback (up to Rs 1,000) on your first EMI transaction, both within the first 30 days of card activation.

5Complimentary Roadside Assistance up to 4 instances per year, valued at ₹1,399 annually

6Get access to domestic airport lounges with IDFC FIRST Select card and access to both domestic and international airport lounges with IDFC FIRST Wealth card

7Enjoy up to ₹10,000 instant discount and 6-month No Cost EMI on Apple purchases above ₹12,900, valid from 1st to 31st October 2025 (Valid on Apple website and Offline Stores)

8Joining Fee: Nil & Annual Fee: Nil

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on IDFC First Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on IDFC First Credit Card app are not eligible for Rewards