IDFC First Credit Card Offers

Earn rewards, enjoy cashback offers, and manage finances eff...Earn rewards, enjoy cashback offers, and manage finances effortlessly. Gain access to a diverse range of digital banking services and access personalized offers. Benefit from a range of advantages such as fuel surcharges waived and access to a wide network of ATMs. Enjoy a seamless digital banking experience and a user-friendly mobile app.

Upto ₹750
₹900 Rewards

on Credit Card Activation

Top IDFC First Credit Card Offers

Earn Up to ₹900 CashKaro Rewards on IDFC First Millennia Credit Card Activation

IDFC First Credit Card Benefits

1Lifetime Free Card

2Enjoy joining benefits worth Rs.1500

3Never expiring Reward points

Important Timelines

Important Terms & Conditions

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the rewards
Please use Aadhaar linked mobile number to fill the application

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

₹900

Rewards on Card Activation (Unsecured Cards)

₹300

Rewards on IDFC Wow Credit Card

All IDFC First Credit Card Offers

Expires in 26 days

Earn Up to ₹900 CashKaro Rewards on IDFC First Millennia Credit Card Activation

More Details About the Offer

What makes this AWESOME?

Lifetime Free Card - No joining fee, no annual fee
Their Reward Points NEVER expire
You can withdraw money from ATM without any interest for 48 days!
Great partner offers on stores like Myntra, Flipkart, Ajio, etc. See 'Partner Discounts' section below

Other Amazing Offers

Up to 10X Reward Points on your spending. This means a value back of up to 2%
Rs. 500 Gift Vouchers on spending Rs. 5,000 in the first 30 days
25% Discount on Movie tickets (up to Rs. 100) on Paytm App
Complimentary roadside assistance worth Rs. 1,399
4 Complimentary Railway Lounge visits per quarter
4 Complimentary Domestic Airport Lounge visits per quarter on IDFC FIRST Select Credit Card on monthly spends over Rs 5000
Fuel surcharge waiver of 1% upto Rs. 200/month

Partner Discounts

10% Instant discount on Flipkart
10% Instant discount on Myntra, AJIO, Tata CliQ , 1MG
15% Instant discount on Tata CliQ Palette , Sugar cosmetics, Zomato
10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT , GoIbibo etc
See all offers here: https://idfcfirstrewards.poshvine.com/offers

Eligibility Criteria

Employment Status: Salaried or Self-employed
Income: Rs. 25000 per month
Minimum Cibil Score Required: 750+
Required Age: 21-60 years (Salaried), 25-60 years (Self employed)

Documents Required for the application

ID Proof
Address Proof
Income Proof
PAN Card/Form 60

Important Information

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the rewards
Please use Aadhaar linked mobile number to fill the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

How to Apply

Click on the Orange Button above
Select IDFC First Credit Card and provide the required details
Your application will be submitted, and a confirmation SMS will be sent on approval of your application
Get your application status within 10 minutes

How to Get This Offer?

Eligibility Criteria

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs.25,000/monthly
Self Employed: Rs. 3,00,000 /annum
Credit Score: 720+
New-to-Credit: Not Allowed

Fees & Charges

Joining Fee-Nil (Lifetime Free)
Joining Fee-Nil (Lifetime Free)

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo

Steps to Apply

Click on the orange button
You will be redirected to the IDFC Bank Credit Cards page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the rewards
Please use Aadhaar linked mobile number to fill the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Your Rewards may track at a different rate and will be corrected at the time of confirmation
Resume your application only via CashKaro to avoid losing rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Use your Application number for raising Missing Rewards Ticket
Missing Rewards Ticket will be initially tracked at Rs. 875 , however, it will be corrected during the confirmation process
Rewards can only be redeemed as Amazon Pay Balance

IDFC First Credit Card Benefits

1Lifetime Free Card - No joining or annual fees, making it a cost-effective option

2Enjoy a Rs 500 welcome voucher on spending Rs. 5,000+ and 5% cashback (up to Rs 1,000) on your first EMI transaction, both within the first 30 days of card activation

3Enjoy never-expiring reward points, allowing you to accumulate and redeem them anytime

4Get 4 free visits per quarter to participating railway lounges in India by spending Rs 20,000 in the previous month to unlock this benefit for the following month

5Earn 10X reward points on monthly spends above Rs. 20,000 and on your birthday spends

6Enjoy complimentary roadside assistance worth Rs. 1,399, valid up to 4 times a year

7Get up to 20% Off at 1,500+ restaurants and up to 15% Off at 3,000+ health & wellness outlets

8Joining Fee: Nil & Annual Fee: Nil

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on IDFC First Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on IDFC First Credit Card app are not eligible for Rewards