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IDFC First Power Plus Credit Card
The IDFC First Power Plus Credit Card offers benefits like a...
Upto ₹1000 Rewards
on Credit Card Activation
IDFC First Power Plus Credit Card Benefits
1Fuel Savings Up to 6.5%
25% Savings on Fastag Recahrges and Utility Spends
33X Rewards points on UPI & Retail spends
4Enjoy up to ₹10,000 instant discount on Apple products
5Get 7.5% off up to ₹7,500 on Croma purchases over ₹5,000
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
- A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
- CashKaro Rewards will be applicable only after the Joining Fee is paid
- Please use Aadhaar linked mobile number to fill the application
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs.25,000/monthly
- Self Employed: Rs. 5,00,000 /annum
- Credit Score: 720+
- New-to-Credit: Not Allowed
Fees & Charges
- Joining Fee-Rs. 499+GST
- Annual Fee-Rs.499+ GST
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the IDFC Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
IDFC First Power Plus Credit Card Benefits
15% savings on HPCL fuel and LPG spends. Additional 1.5% savings as Payback Rewards when using the HP Pay app (Capped to ₹12,000 per billing cycle for reward points)
25% Savings (via reward points) on grocery and utility spends, as well as 5% savings on IDFC FASTag recharges
3Earn 3× reward points (3 points per ₹150) on all other UPI transactions and retail, non-fuel, and non-utility spends under the general reward scheme
4Get a ₹250 Shoppers Stop gift voucher as a welcome benefit (On First UPI payment of Rs. 100 and more) and ₹500 cashback on your first HPCL fuel transaction of ₹500 or more
5Complimentary Roadside Assistance up to 4 instances per year, valued at ₹1,399 annually
6Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
7Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
8Enjoy up to ₹10,000 instant discount and 6-month No Cost EMI on Apple purchases above ₹12,900, valid from 1st to 31st October 2025 (Valid on Apple website and Offline Stores)
97.5% off up to ₹7,500 on EMI purchases above ₹5,000 (Sat–Mon) & 5% off up to ₹2,500 on Non-EMI purchases above ₹15,000 (Mon) at Croma
10Joining Fee: Rs 499 + GST & Annual Fee: Rs 499 + GST
11Annual fee of Rs 499+ GST, waived upon spending Rs. 1,50,000 in the preceding year
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is approved and joining fees is paid, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you paid joining fees for the card
Accept App Orders?
Orders placed on IDFC First Power Plus Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on IDFC First Power Plus Credit Card app are not eligible for Rewards