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IDFC FIRST Quantum Plus Credit Card

IDFC FIRST Quantum Plus Credit Card offers lifetime-free ben...IDFC FIRST Quantum Plus Credit Card offers lifetime-free benefits with cashback on online, UPI and in-store spends, a credit limit of 100% of the linked fixed deposit value, no income proof requirement, and continued interest earnings on the FD. Apply via CashKaro to earn Rewards on successful card activation.

Flat ₹230 Rewards

on Credit Card Activation

IDFC FIRST Quantum Plus Credit Card Benefits

1Lifetime FREE - No Joining or Annual fee

2Earn Up to 2% Cashback on Online Spends

3Earn 1% Cashback on UPI & Offline Spends

Important Timelines

Important Terms & Conditions

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
Referral earnings are not applicable on IDFC Bank Credit Cards

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

₹230

Rewards on Credit Card Activation

How to Get This Offer?

Eligibility Criteria

New to Credit: Allowed

Fees & Charges

Joining Fee- Nil
Annual Fee-Nil

Steps to Apply

Click on the orange button
You will be redirected to the IDFC Bank Credit Cards page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Referral earnings are not applicable on IDFC Bank Credit Cards
Please use Aadhaar linked mobile number to fill the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Your Rewards may track at a different rate and will be corrected at the time of confirmation
Resume your application only via CashKaro to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Use your Application number for raising Missing Rewards Ticket
Missing Rewards Ticket will be initially tracked at Rs. 875 , however, it will be corrected during the confirmation process
Rewards can only be redeemed as Amazon Pay Balance

IDFC FIRST Quantum Plus Credit Card Benefits

1Lifetime FREE – No joining or annual fee, with a credit limit of up to 100% of your FD value

2Earn 1% cashback on online spends up to ₹10,000 per statement cycle, plus 2% cashback on incremental online spends above ₹10,000. Total cashback is capped at ₹500 per statement cycle

3Earn 1% cashback on UPI Scan & Pay transactions made through the IDFC FIRST Bank Mobile App, as well as eligible in-store POS and contactless transactions. UPI transactions made through third-party apps are not eligible

4Get an additional 1% bonus cashback on eligible hotel and flight bookings made through the IDFC FIRST Bank Mobile App

5Earn 0.5% cashback on eligible utility, insurance, wallet, rent, jewellery and government service payments

6Get personal accident insurance cover of up to ₹2,00,000

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on IDFC FIRST Quantum Plus Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on IDFC FIRST Quantum Plus Credit Card app are not eligible for Rewards