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IDFC SWYP Credit Card

Make contactless payments, access instant discounts, and exc...Make contactless payments, access instant discounts, and exclusive offers. Gain access to a diverse range of digital banking services and access personalized offers. Benefit from a range of advantages such as fuel surcharges waived and access to a wide network of ATMs. Enjoy a hassle-free application process and a user-friendly mobile app.

Upto ₹1000 Rewards

on Credit Card Activation

IDFC SWYP Credit Card Benefits

1Get upto 20% Instant discount on brands like Domino’s, Zomato, Nykaa & Myntra FWD

2Welcome benefits worth ₹5,000+ including Amazon voucher, travel offers & memberships

3Enjoy 25% Instant discount on Movie ticket bookings

4Up to 20% discount on Hotel and Flight bookings

5Enjoy complimentary BOGO Coffee vouchers at premium cafe outlets

Important Timelines

Important Terms & Conditions

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
CashKaro Rewards will be applicable only after the Joining Fee is paid
Please use Aadhaar linked mobile number to fill the application
Referral earnings are not applicable on IDFC Bank Credit Cards

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

₹1,000

Rewards on Credit Card Activation

₹250

Rewards on IDFC Wow Credit Card

How to Get This Offer?

Eligibility Criteria

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs.25,000/monthly
Self Employed: Rs. 3,00,000 /annum
Credit Score: 710+
New-to-Credit: Not Allowed

Fees & Charges

Joining Fee-Rs. 499+GST
Annual Fee-Rs.499+ GST, from second year onwards

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo

Steps to Apply

Click on the orange button
You will be redirected to the IDFC Bank Credit Cards page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
CashKaro Rewards will be applicable only after the Joining Fee is paid
Referral earnings are not applicable on IDFC Bank Credit Cards
Please use Aadhaar linked mobile number to fill the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Your Rewards may track at a different rate and will be corrected at the time of confirmation
Resume your application only via CashKaro to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Use your Application number for raising Missing Rewards Ticket
Missing Rewards Ticket will be initially tracked at Rs. 250 , however, it will be corrected during the confirmation process
Rewards can only be redeemed as Amazon Pay Balance

IDFC SWYP Credit Card Benefits

1Enjoy 20% instant discount up to ₹80 on Domino’s orders and 10% instant discount up to ₹100 on Zomato orders, twice every month. Additionally, get 10% instant discount every month on Nykaa purchases above ₹3,000 (up to ₹500), Myntra FWD orders above ₹850 (up to ₹350), Tata CLiQ Fashion orders above ₹999 (up to ₹100) and Zepto orders above ₹499 (up to ₹50)

2Get Welcome Benefits worth ₹5,000+ including a ₹500 Amazon voucher on eligible spends, complimentary Lenskart Gold Max membership, travel offers worth up to ₹2,100 on MakeMyTrip & EaseMyTrip, flat discount on Mokobara and bonus Reward Points on first EMI conversion

3Enjoy 25% instant discount up to ₹100 on movie ticket bookings via District by Zomato, once every month on eligible transactions made using the card

4Enjoy 10% discount up to ₹500 on Goibibo domestic flight bookings above ₹5,000 and 20% discount up to ₹5,000 on domestic hotel bookings above ₹2,000, once every month

5Spend ₹20,000 in a calendar month and get 1 complimentary coffee voucher redeemable at participating outlets like Tim Hortons, Costa Coffee, Barista, Third Wave Coffee, Flurys and Café Coffee Day in the subsequent month

6Earn up to 4,000 Reward Points every month on milestone spends, starting from ₹5,000 monthly spends up to ₹60,000 monthly spends

7Get complimentary railway lounge access with 4 free visits every quarter at participating railway lounges across India

8Earn 100 Reward Points for every ₹5,000 spent via UPI transactions per statement month by enabling UPI on the card for ₹199 + GST per year

9Get complimentary roadside assistance cover worth ₹1,399, personal accident cover worth ₹2,00,000 and 1% fuel surcharge waiver up to ₹200 per month

10Joining Fee: Rs 499 + GST

11Annual Fee: Rs 499 + GST

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is approved and joining fees is paid, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you paid joining fees for the card

Accept App Orders?

Orders placed on IDFC SWYP Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on IDFC SWYP Credit Card app are not eligible for Rewards