Indian Oil RBL Bank XTRA Credit Card

Why is Indian Oil RBL Bank XTRA card so AWESOME?

• Earn 15 Fuel points on every Rs 100 spent at Indian Oil fuel stations (Maximum 2,000 fuel points per month)
• Welcome benefit of 3000 fuel points worth Rs 1500 on first transaction worth Rs 500 or more within 30 days of card issuance
• Get 2 fuel point on INR 100 spent on every other purchases
• 1 Fuel Point = INR 0.5 redeemable at Indian Oil Fuel Stations
• Fuel surcharge waiver at all fuel stations for transaction between Rs 500 and Rs 4000, Max monthly Waiver – Rs 100

Fees & Charges

• Joining Fee: Rs 1500
• Annual Fee: Rs 1500 Annual fee 2nd year onwards waived off on spends of INR 2.75 Lacs and above in the previous year
• Fee of Rs.99 + GST is charged for redeeming reward points on RBL Bank Credit Cards

Important Information

• If you were/are using any RBL Credit card, you are not eligible for the Rewards
• Please use Aadhaar linked mobile number to fill the application
• Minimum transaction of Rs.100 is required within 30 days to activate the card else Rewards will be cancelled
• Tracking Time: 72Hrs after the Application ID Generation
• Confirmation Timeline: Within 75 Days of Card Activation
• If you apply for a different card upon redirecting, you will be eligible for the rewards rates applicable on the card applied
• If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
• Rewards can only be redeemed as Amazon Pay Balance or Flipkart Gift Card

Eligibility Criteria

• Age: 21 to 65 years
• Employment: Both salaried and self-employed individuals are eligible
• Income: Minimum monthly income of Rs 15,000
• Self-Employed: Minimum income as filed in ITR Rs.2 lac/year
• Credit Score: Minimum credit score of 720+
• New-to-Credit: Not Allowed

Documents Needed

• ID Proof: PAN Card/Form 60
• Address Proof: Aadhaar Authentication is required at the time of KYC

Steps to Apply

• Click on the Orange button
• You will be redirected to the RBL Bank Credit Cards page
• Complete the required details and submit the application
• Keep a screenshot of the application submit page for future reference