IndiGo IDFC FIRST Credit Card

The IndiGo IDFC FIRST Credit Card blends travel convenience ...The IndiGo IDFC FIRST Credit Card blends travel convenience with powerful Rewards. Earn accelerated 6E Rewards, milestone bonuses, low forex markup, and easy UPI payments. Apply via CashKaro for extra Rewards on successful card activation

Upto ₹1750 Rewards

on Credit Card Activation

IndiGo IDFC FIRST Dual Credit Cards Benefits

1Experience the dual flexibility of Mastercard and RuPay

2Higher Rewards on IndiGo flight bookings

3Enjoy Low Forex Markup charges

4Enjoy up to ₹10,000 instant discount on Apple products

5Get 7.5% off up to ₹7,500 on Croma purchases over ₹5,000

Important Timelines

Important Terms & Conditions

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
Applicant must maintain a clean credit record and should not be classified as a defaulter with IDFC FIRST Bank
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
Referral earnings are not applicable on IDFC Bank Credit Cards

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

₹1,750

Rewards on Card Activation (Unsecured Cards)

₹625

Rewards on Card Activation (Secured Cards)

How to Get This Offer?

Eligibility Criteria

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs.25,000/monthly
Self Employed: Rs. 3,00,000 /annum
Credit Score: 720+
FD Required: Rs 1,00,000 and above (for Secured Card)

Fees & Charges

Joining Fee: Rs 4999 + GST/ Nil (for Secured Card)
Annual Fee: Rs 4999 + GST/ Nil (for Secured Card)

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo

Steps to Apply

Click on the orange button
You will be redirected to the IDFC Bank Credit Cards page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you currently hold or have ever held an IDFC Credit Card, you are not eligible for CashKaro Rewards
Applicant must maintain a clean credit record and should not be classified as a defaulter with IDFC FIRST Bank.
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
CashKaro Rewards will be applicable only after the Joining Fee is paid
Please use Aadhaar linked mobile number to fill the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Your Rewards may track at a different rate and will be corrected at the time of confirmation
Resume your application only via CashKaro to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Use your Application number for raising Missing Rewards Ticket
Missing Rewards Ticket will be initially tracked at Rs.625 , however, it will be corrected during the confirmation process
Rewards can only be redeemed as Amazon Pay Balance

IndiGo IDFC FIRST Dual Credit Cards Benefits

1You receive two cards—one on Mastercard (global acceptance and usage) and one on RuPay (for UPI/QR payments and Indian acceptance)—with a shared credit limit and a single application

2Earn up to 22 BluChips per ₹100 on IndiGo flight bookings, 3 BluChips per ₹100 on everyday spends, and 0.5 BluChips per ₹100 on UPI, rent, and utility payments (1 Indigo Bluechip = Re.1).

3Enjoy international (forex) markup fee of just 1.49%, making it cost-effective for foreign transactions.

4Get a welcome voucher of 5,000 IndiGo BluChips and a complimentary IndiGo meal voucher with the joining fee route

5Enjoy up to 25,000 BluChips annually by reaching key spending milestones (₹2L, ₹5L, ₹8L, ₹10L, and ₹12L), plus an extra 3,000 BluChips when you spend ₹1,00,000 within the first 90 days of receiving your IndiGo IDFC FIRST Dual Credit Card

6Enjoy complimentary 3-month EazyDiner Prime membership and exclusive hotel offers such as a stay voucher for The Postcard Hotels

7Pay the annual fee (₹4,999 + GST) and receive another 5,000 BluChips voucher and a meal voucher—renewable every year

8Enjoy up to ₹10,000 instant discount and 6-month No Cost EMI on Apple purchases above ₹12,900, valid from 1st to 31st October 2025 (Valid on Apple website and Offline Stores)

97.5% off up to ₹7,500 on EMI purchases above ₹5,000 (Sat–Mon) & 5% off up to ₹2,500 on Non-EMI purchases above ₹15,000 (Mon) at Croma

10Joining Fee: Rs 4999 + GST/ Nil (for Secured Card) & Annual Fee: Rs 4999 + GST/ Nil (for Secured Card)

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on IndiGo IDFC FIRST Dual Credit Cards app are eligible for Rewards

Accept App Orders?

Orders placed on IndiGo IDFC FIRST Dual Credit Cards app are not eligible for Rewards