Kotak Cashback Plus Credit Card

The Kotak Cashback Plus Credit Card maximizes everyday savin...The Kotak Cashback Plus Credit Card maximizes everyday savings with up to 5% cashback on online groceries, food delivery, and entertainment, 3% cashback on fuel spends with surcharge waiver, and unlimited base cashback on other purchases. Apply via CashKaro to earn extra Rewards on successful activation

Upto ₹1100 Rewards

on Credit Card Activation

Kotak Cashback Plus Credit Card Benefits

1Zero Joining Fee

25% Cashback on online grocery, food delivery & entertainment spends

33% Cashback on fuel spends across all petrol pumps

Important Timelines

Important Terms & Conditions

If you currently hold or have ever held a Kotak Credit Card, you are not eligible for CashKaro Rewards
No Rewards Applicable for Employees of Kotak Bank
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

₹1,100

Rewards on Card Activation

₹250

Rewards on Card Activation (Existing Kotak Bank Customers Except Credit Card)

How to Get This Offer?

Eligibility Criteria

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs 25,000 per month
Self Employed: ITR > Rs 3 Lakhs per annum
Credit Score: 700+
New to Credit: Not Allowed

Fees & Charges

Joining Fee: Nil
Annual Fee: Rs. 750 + GST, The Annual Fee is waived, if you spend Rs. 2,00,000 or more in the previous year

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo

Steps To Apply

Click on the orange button
You will be redirected to the Kotak Bank Credit Cards page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you currently hold or have ever held a Kotak Credit Card, you are not eligible for CashKaro Rewards
No Rewards Applicable for Employees of Kotak Bank
A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Resume your application only via CashKaro to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Rewards can only be redeemed as Amazon Pay Balance

Kotak Cashback Plus Credit Card Benefits

1Enjoy Zero Joining Fee for limited time period

2Earn 5% Cashback on online grocery, food delivery, and entertainment spends — Cashback earned on online grocery, food delivery, entertainment & fuel spends is capped at 750 points per billing cycle (1 Reward Point = ₹1)

3Get 3% Cashback on fuel spends across all petrol pumps, unlike many cards that exclude fuel rewards

4Enjoy unlimited 0.5% cashback on all other eligible transactions

5Exclusive Buy 1 Get 1 (BOGO) offer on PVR INOX movie tickets — capped at ₹250 per ticket (Limited time period offer)

6Enjoy 1% waiver on fuel transactions (₹500–₹4,000) — capped at ₹3,500 annually

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on Kotak Cashback Plus Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on Kotak Cashback Plus Credit Card app are not eligible for Rewards