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Kotak Indigo Credit Card
The Kotak Indigo Credit Card maximizes everyday savings with...
Upto ₹1000 Rewards
on Credit Card Activation
Kotak Indigo Credit Card Benefits
1Lifetime Free Credit Card
2Earn Up to 19 IndiGo BluChips per Rs.100 on Flight Bookings
3Earn Up to 11 BluChips per Rs.100 on Travel Bookings
4Earn BluChips on Everyday, Dining and UPI Spends
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held an Kotak Credit Card, you are not eligible for CashKaro Rewards
- No Rewards Applicable for Employees of Kotak Bank
- A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 25,000 per month
- Self Employed: ITR > Rs 3 Lakhs per annum
- Credit Score: 700+
- New to Credit: Not Allowed
Fees & Charges
- Joining Fee: Nil
- Annual Fee: Nil
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
Steps To Apply
- Click on the orange button
- You will be redirected to the Kotak Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
Kotak Indigo Credit Card Benefits
1Enjoy the Kotak IndiGo Credit Card with Rs.0 joining fee and Rs.0 annual fee
2Earn up to 19 BluChips per Rs.100 on eligible IndiGo flight bookings through the IndiGo website or app. Blu 3 earns 15, Blu 2 earns 17 and Blu 1 earns 19 BluChips per Rs.100
3Earn up to 11 BluChips per Rs.100 on eligible hotel, cab and sightseeing bookings through the IndiGo website or app. Offer valid till 28 February 2027
4Earn 2 BluChips per Rs.100 on eligible dining and entertainment spends, and 1 BluChip per Rs.100 on other eligible transactions, including UPI payments made using the RuPay variant
5Earn vouchers worth 2,500 BluChips at each cumulative spending milestone of Rs.1.25 lakh, Rs.2.5 lakh and Rs.6 lakh. Each voucher is valid for 6 months from crediting
6Earn 3.5 BluChips per Rs.100 on eligible international transactions as Forex markup value back. Offer valid till 28 February 2027
7Spend Rs.25,000 in a calendar month to unlock a free seat and Fast Forward services, including priority check-in and boarding. Offer valid till 28 February 2027
8Enjoy 12% off domestic flight bookings, up to Rs.1,800 on a minimum booking of Rs.7,500, and 12% off international flights, up to Rs.5,500 on a minimum booking of Rs.25,000, via MakeMyTrip
9Save 15% on domestic hotel bookings, up to Rs.5,000 on a minimum booking of Rs.7,500, and up to 15% off international hotel bookings, up to Rs.20,000 on a minimum booking of Rs.15,000, via MakeMyTrip
10Get 10% instant discount up to Rs.125 on Zepto orders of Rs.999 or more. Offer valid till 9 November 2026.
11Enjoy 15% off dining orders, up to Rs.750 on a minimum order of Rs.3,000, via District Dining
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 Hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on Kotak Indigo Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on Kotak Indigo Credit Card app are not eligible for Rewards




