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PNB Zaggle Twin Credit Card
PNB Zaggle Twin Credit Card combines Visa and RuPay benefits...
Flat ₹825 Rewards
on Credit Card Activation
PNB Zaggle Twin Credit Card Benefits
1Get Two Cards with One Shared Credit Limit
2Earn 10 Reward Points on Every ₹300 Spent
3Enjoy Travel Benefits Across RuPay & Visa
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held a Credit Card from Punjab National Bank or Zagg/Rio, you are not eligible for CashKaro Rewards
- A minimum transaction of Rs 100 is required within 30 days to activate the card
- Please use Aadhaar linked mobile number to fill the application
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 25 to 50 years
- Occupations Allowed- Employment: Both Salaried and Self-Employed individuals
- Salaried Income: Rs. 21,000/monthly
- Self Employed: ITR> Rs. 2,50,000/annum
- Credit Score: 700+ (Salaried)/ 750+ (Self Employed)
Fees & Charges
- Joining Fee: ₹499 + applicable GST
- Annual Fee: ₹499 + applicable GST
Documents Needed
- ID Proof: PAN Card
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
Steps to Apply
- Click on the orange button
- You will be redirected to Zagg Money's App on App store/Play store
- Complete the application in the same session
Terms & Conditions
PNB Zaggle Twin Credit Card Benefits
1Get two cards — one RuPay and one Visa — under a single credit-card account and shared credit limit, giving you the flexibility of UPI payments through RuPay and wider global acceptance through Visa.
2Earn 10 Reward Points for every ₹300 spent on eligible transactions. Each Reward Point is valued at ₹0.25 for redemption
3RuPay: Get a ₹1,500 MakeMyTrip voucher every quarter, 2 domestic airport lounge visits per quarter, and 2 international lounge visits per year. Visa: Enjoy up to 15% OFF on ixigo flights and hotels, once per card per month, capped at ₹1,200, along with 2 railway lounge visits per quarter on spending ₹30,000 in the previous quarter.
4RuPay: Get Buy 1 Get 1 movie tickets on BookMyShow, worth up to ₹250 once every quarter, along with a 12-month OTT subscription covering JioHotstar and Amazon Prime Video. Also enjoy a 3-month Cult.Fit + Cure.Fit Live membership once every year
5RuPay: Get a 3-month Swiggy One membership once every year, a ₹250 Myntra voucher once every quarter, a ₹250 Flipkart voucher once every quarter, and an Ola/Uber voucher worth ₹100 once every quarter
6Visa: Receive a ₹250 welcome voucher on your first transaction, with options including Amazon, Swiggy, Zomato or Flipkart. Also enjoy ₹250 OFF on silver jewellery purchases of ₹2,500+ and 1.5% OFF on gold jewellery purchases above ₹20,000 at GRT Jewellers
7Get a 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹4,000, with the maximum waiver capped at ₹350 per billing cycle.
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on PNB Zaggle Twin Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on PNB Zaggle Twin Credit Card app are not eligible for Rewards




