SBI IRCTC Platinum Credit Card Offers

Why is this card so AWESOME?

• This is a Rupay card. So, it can be linked to your UPI. You can easily make payments to any merchant who uses UPI hassle-free
• 350 activation bonus Reward Points on first transaction of Rs 500 or more within 45 days of card issuance
• Earn upto 10% Rewards on buying tickets through IRCTC App & website
• Earn Rs 100 SBI cashback on your first ATM cash withdrawal within 30 days of receiving the card
• Earn 1 Reward Point on every Rs 125 spent (1 Reward Point = Re 1)
• Save 1% transaction charge on train bookings

Important Information

• Existing SBI Credit Card holders are not eligible for the Rewards
• If your Card is Disbursed, you will be Eligible for CashKaro Rewards
• GST and other Bank Charges as applicable by SBI Bank

Other Amazing Offers

• Buy tickets through irctc.co.in & IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn upto 10% Value Back as Reward Points
• Link your IRCTC SBI Card loyalty number with your IRCTC login id to redeem your Reward Points on IRCTC Website and Mobile App
• Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
• Enjoy 4 complimentary railway lounge access in a year in India (max. 1 per quarter)
• 1% Fuel charge waiver

How to Apply

• Click on the orange button above, bank's apply portal will open
• Click on 'Start apply journey' button
• Provide your personal, professional & KYC Details
• Select SBI IRCTC Credit Card
• Application will be submitted and a confirmation SMS will be sent on approval of the application

Documents required for the Application

• ID proof
• Address proof
• Income proof
• Valid PAN card

Eligibility Criteria

• Required Age: 21- 65 years
• Employment status: Salaried or Self-Employed
• Minimum Income: Rs 20,000 per month
• Credit score: 650+
• New to credit: Allowed only for Salaried
• Credit card holders are preferred
• No Delay Payments in last 12 months
• Cardholder should be citizen of India or a Non-Resident Indian

Fees and Charges

• Joining Fees: Rs 500 + GST
• Annual Fees: Rs 300 + GST
• Annual Fee waiver: On spending more than Rs 2,00,000 annually