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SBI IRCTC Rupay Credit Card Offers
The SBI IRCTC Rupay Credit Card offers 5X reward points on I...
Flat ₹1400 Rewards
on Credit Card Activation
SBI IRCTC Rupay Credit Card Benefits
1Save transaction charges on IRCTC Booking
2Earn up to 10% Value Back as Reward Points
3Enjoy complimentary Railway Lounge access
Important Timelines
Important Terms & Conditions
- If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards
- A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the CashKaro Rewards
- Please use Aadhaar linked Mobile number to fill the Application
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income- Rs. 30,000 per month
- 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for Salaried applicants
Fees & Charges
- Annual Fee-Rs. 500+GST
- Renewal Fee Rs. 500 + GST from second year onwards
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
Steps to Apply
- Click on the orange button
- You will be redirected to the SBI Bank Credit Cards page
- Complete the application in the same session
Terms & Conditions
SBI IRCTC Rupay Credit Card Benefits
1Save 1% transaction charges on Railway ticket bookings on www.irctc.co.in
2Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points
3Enjoy 4 complimentary Railway Lounge access in a year, Max 1 per quarter
4Get 1 Reward point for every ₹125 spent on Non-Fuel Retail purchases, including Railway ticket purchases at www.irctc.co.in
5Enjoy freedom from paying the 1% fuel surcharge across all Petrol Pumps in India, on transactions of ₹500 - ₹3,000, exclusive of GST and other charges
6Get 350 activation Bonus Reward Points on single transaction of ₹500 or more within 45 days of card issuance. Fuel and Cash spend are not included
7Earn 500 Reward Points on payment of Renewal fee
8Joining Fee- ₹500+GST and Renewal Fee- ₹500+GST
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on SBI IRCTC Rupay Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on SBI IRCTC Rupay Credit Card app are not eligible for Rewards