SBI IRCTC Platinum Credit Card Offers

The SBI IRCTC Rupay Credit Card offers 5X reward points on I...The SBI IRCTC Rupay Credit Card offers 5X reward points on IRCTC bookings and 1X on other purchases. It provides benefits like 1% fuel surcharge waiver and complimentary airport lounge access. The card is ideal for frequent travelers, particularly those who book train tickets on IRCTC.

Flat ₹1400 Rewards

on Credit Card Activation

Top SBI IRCTC Rupay Credit Card Offers

Earn Flat ₹1400 CashKaro Rewards on Credit Card Activation

SBI IRCTC Rupay Credit Card Benefits

1Save 1% transaction charges on railway ticket bookings on IRCTC

2Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases

3Enjoy 4 complimentary railway lounge access in a year

Important Timelines

Important Terms & Conditions

If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

₹1,400

Rewards on Card Activation

All SBI IRCTC Rupay Credit Card Offers

Expires in 23 days

Earn Flat ₹1400 CashKaro Rewards on Credit Card Activation

More Details About the Offer

Important Information

No rewards applicable for existing SBI Bank Credit Card holders
If you apply for a different card upon redirecting you will be eligible for the rewards rates applicable on the card applied
GST and other Bank Charges as applicable by SBI Bank
Joining Fees: Rs 500 + GST
Annual Fees: Rs 300 + GST

Why is this card so AWESOME?

This is a Rupay card. So, it can be linked to your UPI. You can easily make payments to any merchant who uses UPI hassle-free
350 activation bonus Reward Points on first transaction of Rs 500 or more within 45 days of Card Activation
Earn upto 10% Rewards on buying tickets through IRCTC App & website
Earn Rs 100 SBI cashback on your first ATM cash withdrawal within 30 days of receiving the card
Earn 1 Reward Point on every Rs 125 spent (1 Reward Point = Re 1)
Save 1% transaction charge on train bookings

Other Amazing Offers

Buy tickets through irctc.co.in & IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn upto 10% Value Back as Reward Points
Link your IRCTC SBI Card loyalty number with your IRCTC login id to redeem your Reward Points on IRCTC Website and Mobile App
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
Enjoy 4 complimentary railway lounge access in a year in India (max. 1 per quarter)
1% Fuel charge waiver

Eligibility Criteria

Required Age: 21- 65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 30000 per month
Credit score: 650+
New to credit: Allowed only for Salaried
Credit card holders are preferred
No Delay Payments in last 12 months
Cardholder should be citizen of India or a Non-Resident Indian

Documents required for the Application

ID proof
Address proof
Income proof
Valid PAN card

How to Apply

Click on the orange button above, bank's apply portal will open
Click on 'Start apply journey' button
Provide your personal, professional & KYC Details
Select SBI IRCTC Credit Card
Application will be submitted and a confirmation SMS will be sent on approval of the application

How to Get This Offer?

Eligibility Criteria

Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Minimum Income- Rs. 30,000 per month
650+ with no delayed payments in the past 12 months
New-to-Credit: Allowed only for Salaried applicants

Fees & Charges

Annual Fee-Rs. 500+GST
Renewal Fee Rs. 500 + GST from second year onwards

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo

Steps to Apply

Click on the orange button
You will be redirected to the SBI Bank Credit Cards page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you currently hold or have ever held an SBI Credit Card, you are not eligible for CashKaro Rewards
A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
Please use Aadhaar linked mobile number to fill the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

Resume your application only via CashKaro to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Rewards can only be redeemed as Amazon Pay Balance

SBI IRCTC Rupay Credit Card Benefits

1Save 1% transaction charges on railway ticket bookings on www.irctc.co.in

2Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in

3Enjoy 4 complimentary railway lounge access in a year, Max 1 per quarter

4Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points

5Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges

6Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 45 days of card issuance. Fuel and Cash spend are not included

7Earn 500 Reward Points on payment of Renewal fee

8Joining Fee- Rs.500+GST and Renewal Fee- Rs.500+GST

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on SBI IRCTC Rupay Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on SBI IRCTC Rupay Credit Card app are not eligible for Rewards