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SBM IOB Zet FD credit Card

IOB Zet FD credit Card is designed for first-time credit use...IOB Zet FD credit Card is designed for first-time credit users, offering an FD-backed lifetime-free card, easy approval without income proof, 2% cashback on UPI payments, exclusive brand discounts, and up to 7% FD interest for rewarding and secure spending

Upto ₹3000 Rewards

on Credit Card Activation

IOB Zet FD Credit Card Benefits

1Lifetime Free Card

2Enjoy Flat 5% Cashback on Amazon, Flipkart and more

3Get Flat 2% Cashback on UPI payments

4Save Up to 20% on Swiggy, Zomato, Instamart, BookMyShow & More

5RuPay Credit Card: Link and Pay seamlessly across all UPI apps

Important Timelines

Important Terms & Conditions

Rewards are not applicable to applicants who reside in one of the following Indian States/UT's: Assam, Jammu, Kashmir, Ladakh, Tripura, Manipur, Meghalaya, Mizoram, Nagaland, Arunachal Pradesh, Sikkim
A minimum transaction of Rs 100 is required within 30 days to activate the card
Please use your Aadhaar linked Mobile number to complete the application
Use your Mobile Number for raising Missing Rewards Ticket

Rewards Rates

₹3,000

Rewards on FD funding between Rs.50,000 to 1Lac

₹1,875

Rewards on FD funding between Rs.25,000 - Rs.50,000

₹1,300

Rewards on FD funding between Rs.10,000 - Rs.25,000

₹750

Rewards on FD funding between Rs.5,000 - Rs.10,000

₹450

Rewards on FD funding below Rs.5,000

How to Get This Offer?

Eligibility Criteria

Age: 21 to 65 years
Minimum Funding Required: Rs 2,000

Fees & Charges

Joining Fee: Nil(Lifetime Free)
Annual Fee: Nil(Lifetime Free)

Steps To Apply

Click on the orange button
You will be redirected to the SBM Bank Credit Cards page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

Rewards are not applicable to applicants who reside in one of the following Indian States/UT's: Assam, Jammu, Kashmir, Ladakh, Tripura, Manipur, Meghalaya, Mizoram, Nagaland, Arunachal Pradesh, Sikkim
A minimum transaction of Rs 100 is required within 30 days to activate the card
Rewards will initially track at lower amount but will be corrected at the time of Validation based on FD funding
Please use your Aadhaar linked Mobile number to complete the application
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also Remember

Resume your application only via CashKaro to avoid losing Rewards
If your Rewards do not track, raise a Missing Rewards ticket within 30 Days from the application date
Use your Mobile Number for raising Missing Rewards Ticket
Rewards can only be redeemed as Amazon Pay Balance

IOB Zet FD Credit Card Benefits

1Enjoy a lifetime-free credit card with no renewal fees. No documents or income verification required. Just a simple application and guaranteed approval

2Earn 5% Cashback on Amazon & Flipkart and up to 15% on Nykaa, Domino's & 80+ top brand vouchers -- real Cashback you can transfer directly to your bank account

3Earn Flat 2% Cashback on UPI payments via ZET with a Rs.99/monthly subscription required to activate this benefit using your RuPay Credit Card (Rs.500 p.m capping)

4Enjoy up to 20% Off on Swiggy, Zomato, Instamart, BookMyShow, and many more (Max discount Rs.100, once per month per partner)

5Save smart with up to 7% interest on your FD - build credit while your savings grow, all insured by RBI

6Enjoy up to 45 days of interest-free credit - pay later with zero interest

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on IOB Zet FD Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on IOB Zet FD Credit Card app are not eligible for Rewards