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UNI GoldX Credit Card

UNI GoldX Credit Card is designed for smart savers, offering...UNI GoldX Credit Card is designed for smart savers, offering up to 8% rewards on top brands, unlimited flight savings, 1% cashback on UPI and card spends, zero forex fees, and lifetime-free convenience with gold-backed rewards. Apply via CashKaro to earn extra Rewards on successful activation

Flat ₹900 Rewards

on Credit Card Activation

Uni GoldX Credit Card Benefits

1Lifetime Free Card

2Earn Unlimited 1% back as real 24K Digital Gold on eligible spends

3Up to 5% Gold rewards on shopping brand vouchers via Uni Store

4Zero forex markup on International transactions

Important Timelines

Important Terms & Conditions

If you currently hold or have previously held a Credit Card from Uni, YES Bank, or BoB, you will not be eligible for CashKaro Rewards
Please use Aadhaar linked mobile number to fill the application

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

₹900

Rewards on Card Activation

How to Get This Offer?

Eligibility Criteria

Age: 25 to 50 years
Employment: Both salaried and self-employed individuals
Salaried Income: Rs. 25,000/monthly
Self Employed: ITR> Rs. 7,50,000/annum
Credit Score: 700+
New to Credit: Not Allowed

Fees & Charges

Joining Fee - Nil
Annual Fee: Nil

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips

Steps To Apply

Click on the orange button
You will be redirected to Uni Card's App on App store/Play store
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you currently hold or have previously held a Credit Card from Uni, YES Bank, or BoB, you will not be eligible for CashKaro Rewards
Please use Aadhaar linked Mobile number to fill the Application
VKYC done over 50km from your Aadhaar/Communication address will result in application rejection and loss of CashKaro Rewards

Also, Remember

Resume your application only via CashKaro to avoid losing CashKaro Rewards
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the Application date
CashKaro Rewards can only be redeemed as Amazon Pay Balance
Ensure to use registered Mobile Number to raise Missing Rewards Ticket

Uni GoldX Credit Card Benefits

1Enjoy a Lifetime-free credit card with no renewal fees.

2Earn rewards as real 24K Digital Gold on eligible online & offline spends. Rewards are credited as Uni Coins, which can be converted into Digital Gold or redeemed for physical gold coins via the Uni platform

3Get accelerated rewards of up to 8% on brand vouchers purchased via Uni Store across popular brands like Amazon, Myntra, Zomato, Blinkit, MakeMyTrip, Swiggy, Cleartrip & more

4Enjoy zero forex markup on eligible international transactions across 180+ countries, making overseas spends more rewarding

5Earn unlimited 7% back on domestic & international flight bookings made through Uni Store with no reward capping or minimum spend requirement.

6Unlimited 7% back on hotel bookings made through Uni’s partnered travel platform.

7Enjoy 50% back on PVR & INOX movie ticket bookings once every month through Uni Store (capped at Up to ₹250/month, valid on 10k spend in a month)

8Flat 1% back on eligible UPI Scan & Pay transactions using the RuPay variant linked to supported UPI apps.

9Get 1% fuel surcharge waiver on eligible fuel spends across India for transactions between ₹400–₹5,000, with a maximum waiver of ₹500 per statement cycle.

Rewards Tracking Timeline

Your Rewards are added once the bank sends us the application completion report. This takes up to 72 hours after you complete the card application.

Rewards Confirmation Timeline

Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.

Accept App Orders?

Orders placed on Uni GoldX Credit Card app are eligible for Rewards

Accept App Orders?

Orders placed on Uni GoldX Credit Card app are not eligible for Rewards