*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.
Yes Bank Novio Credit Card
YES BANK Novio Credit Card combines RuPay and Mastercard ben...
Flat ₹900 Rewards
on Credit Card Activation
Yes Bank Novio Credit Card Benefits
1Lifetime Free Credit Card with Zero Joining and Annual Fees"
2Get 8 Complimentary Domestic Airport Lounge Visits
3Unlock ₹23,000 Worth of Lifestyle Benefits
Important Timelines
Important Terms & Conditions
- If you currently hold or have held a Yes Bank Credit Card, you will not be eligible for CashKaro Rewards.
- Please use Aadhaar linked mobile number to fill the application
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards
Rewards Rates
How to Get This Offer?
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs. 20,000/monthly
- Self Employed: ITR> Rs. 6,00,000/annum
- Cibil Score 730+
Fees & Charges
- Joining Fee: Nil
- Annual Fee: Nil
Documents Needed
- ID Proof: PAN Card/Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or Salary slips
Steps to Apply
- Click on the orange button
- You will be redirected to Novio's website
- Complete the application in the same session
Terms & Conditions
Yes Bank Novio Credit Card Benefits
1Enjoy a Lifetime Free Credit Card with zero joining and annual fees.
2Enjoy 8 domestic airport lounge visits per year, with 2 visits per quarter, on spending ₹50,000 in the previous quarter.
3Enjoy savings across everyday spends with 10% novio Coins on eligible fuel purchases, up to 10% Coins on eligible UPI merchant payments, and 5% Coins on store spends. Plus, get exclusive discounts on Amazon, Zepto, Swiggy and BookMyShow, welcome benefits worth ₹5,000, and complimentary airport lounge access, subject to applicable card and offer terms.
4Get an instant discount on eligible Amazon purchases: ₹100 off on ₹2,000, ₹250 off on ₹5,000, ₹500 off on ₹10,000 and ₹1,000 off on ₹20,000. Maximum discount of ₹1,000 per month. Not applicable to grocery purchases or credit card EMI transactions.
5Get 20% off up to ₹100 on food delivery orders of ₹499 or more using code NOVIO100. Valid once per month.
6Get ₹50 off on orders of ₹499 or more, up to 3 times per month, for total savings of ₹150 per month. The offer is available on the Novio app.
7Get 1 free ticket on purchasing 1 ticket, with the free ticket worth up to ₹250. Minimum booking value is ₹500, excluding convenience and additional charges. Minimum 2 tickets required. Valid once per card per month.
8Receive welcome vouchers and discounts worth ₹5,000 across participating brands. Activate the card through the Novio app, complete at least one card transaction and spend ₹2,500 within the first 30 days of card issuance.
9Earn 5% novio Coins on eligible UPI spends made using the card. Eligible merchant UPI payments made through the Novio app using the Novio RuPay Credit Card can earn a combined 10% novio Coins.
10Earn 10% novio Coins on eligible fuel purchases and 5% novio Coins on eligible in-store purchases, subject to applicable terms and conditions.
Rewards Tracking Timeline
Your Rewards are added once the bank sends us the application completion report. This takes up to 72 Hours after you complete the card application.
Rewards Confirmation Timeline
Once your card is activated, the bank shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the card.
Accept App Orders?
Orders placed on Yes Bank Novio Credit Card app are eligible for Rewards
Accept App Orders?
Orders placed on Yes Bank Novio Credit Card app are not eligible for Rewards