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CreditSea Personal Loan

CreditSea Personal Loan offers loans of up to ₹2 lakh throug...CreditSea Personal Loan offers loans of up to ₹2 lakh through a 100% online process, with quick approval, instant disbursal, flexible repayment tenures of 6 to 36 months, and expert support throughout the loan journey. Apply via CashKaro to earn extra Rewards on successful loan disbursal

Flat 0.50% Rewards

on Loan Amount Disbursal

CreditSea Personal Loan Benefits

1CreditSea Personal Loan

2Apply for Loan even with Cibil score as low as 500

3Zero Prepayment & Foreclosure Charges

Important Timelines

Important Terms & Conditions

If you have an existing loan from CreditSea, you are not eligible for the Rewards.
Application approval depends solely on CreditSea’s verification process.
Register with Aadhar linked mobile number only

*The coupons and offers listed on this store are subject to modification, suspension, or termination at any time without prior notice. Customers are advised to verify the availability, validity, and applicability of the offers directly with the merchant before making any purchase.

Rewards Rates

0.50%

Rewards on Loan Amount Disbursal

How to Get This Offer?

Eligibility Criteria

Age: 22 to 50 years
Occupations Allowed: Salaried & Self-employed individuals
Minimum Income: ₹25,000 (Salaried) & ₹50,000 (Self-employed)
Business Vintage: Minimum 2 years
<li>New To Credit: Not Allowed
Credit Score: 500+

Documents Needed

ID Proof: PAN Card and Aadhaar Card (via DigiLocker-based e-KYC)
Income Proof: Bank Statements

Steps To Apply

Click on the orange button
You will be redirected to CreditSea's Personal Loan application page
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you have an existing loan from CreditSea, you are not eligible for the Rewards.
Application approval depends solely on CreditSea’s verification process.
Register with Aadhar linked mobile number only
Please use your Aadhaar linked Mobile number to complete the application
VKYC done more than 50km from your Aadhaar/communication address will lead to application rejection and loss of Rewards

Also, Remember

Resume your application only via CashKaro to avoid losing Rewards.
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Use your Mobile Number for raising Missing Rewards Ticket

CreditSea Personal Loan Benefits

1Avail a digital personal loan ranging from ₹5,000 to ₹2,00,000.

2Apply for loans with credit score as low as 500

3Get loan approval within 5 minutes and receive instant disbursal after signing the loan agreement.

4Choose a repayment tenure ranging from 3 months to 36 months, allowing you to select an EMI plan that best suits your financial needs.

5Interest rates range from 14% to 36% p.a. on a reducing balance basis

Rewards Tracking Timeline

CreditSea Personal Loan shares Tracking Report with us within 72 hours. If your Rewards do not track within 72 hours, you may raise a Missing Rewards Ticket.

Rewards Confirmation Timeline

Once your loan is disbursed, the lender shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the loan.

Accept App Orders?

Orders placed on CreditSea Personal Loan app are eligible for Rewards

Accept App Orders?

Orders placed on CreditSea Personal Loan app are not eligible for Rewards