IDFC FIRST Bank Personal Loan

Get instant personal loans up to ₹10 lakh, disbursed in 30 m...Get instant personal loans up to ₹10 lakh, disbursed in 30 minutes with IDFC FIRST Bank. Experience flexible repayment (9–60 months), personalised EMI dates, and multiple top-up options. Apply via CashKaro and unlock extra Rewards on successful approval

Flat 0.40% Rewards

on Loan Amount Disbursal

Top FIRSTmoney by IDFC FIRST Bank Offers

Flat 0.40% CashKaro Rewards on FIRSTmoney by IDFC FIRST Bank Loan Disbursal

FIRSTmoney by IDFC FIRST Bank Benefits

1Multiple Loans: Anytime, Anywhere

2100% Digital & Secure Application

3Approval Up to ₹10 Lakhs

Important Timelines

Important Terms & Conditions

If you were/are an existing user of IDFC FIRST (Savings Account/Credit Card/FD/Loans), you are not eligible for the Rewards
Rewards are applicable for only New Users of IDFC FIRST with first withdrawal/drawdown only
Please use your Aadhaar linked Mobile number to complete the application

Rewards Rates

0.40%

Rewards on Loan Amount Disbursal

All FIRSTmoney by IDFC FIRST Bank Offers

Expires in 10 days

Flat 0.40% CashKaro Rewards on FIRSTmoney by IDFC FIRST Bank Loan Disbursal

More Details About the Offer

About IDFC FIRST money Smart Personal Loan

100% digital, safe & secure application from the most trusted bank IDFC FIRST Bank
Approval of Up to 10 lakhs, ZERO foreclosure charges
No documents required, Paperless Process

Important Information

If you were/are an existing user of IDFC FIRST, you are not eligible for the Rewards
Rewards are applicable for only New Users of IDFC FIRST with first withdrawal/drawdown only
Please use your Aadhaar linked Mobile number to complete the application
Rewards will be cancelled if your application is Rejected, or your loan is not approved
Acceptance and approval of the application: Based on successful verification only - sole discretion of IDFC FIRST

Documents required for the Application

Only Display your Original Physical PAN during the VKYC process

Eligibility Criteria

Age: 21-60yrs
Salaried Individuals, Self Employed and Indian Citizen only
No salary capping for Salaried (Should be visible in Bank Statement, Salary by Cheque/Cash is not acceptable)
Minimum CIBIL Score: 730
Disbursement only in Indian Domestic Bank Accounts

How to Apply

Click on The Orange Button above
You will be redirected to IDFC FIRST Application Page (Mobile Only)
Complete the sign up, verification process, and On-boarding with VKYC (Register with Aadhaar linked mobile number only)

How to Get This Offer?

Eligibility Criteria

Age: 21 to 60 years
Employment: Both salaried and self-employed individuals
Income: Above Rs.15000/monthly (Not mandatory)
Credit Score: 750+

Documents Needed

No Documents Required

Steps to Apply

Click on the orange button
You will be redirected to BankKaro’s official website
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you were/are an existing user of IDFC FIRST (Savings Account/Credit Card/FD/Loans), you are not eligible for the Rewards
Rewards are applicable for only New Users of IDFC FIRST with first withdrawal/drawdown only
Please use your Aadhaar linked Mobile number to complete the application
If you get a loan from another lender through the Firstmoney journey, your Rewards will be based on Rewards for that lender, not Firstmoney

Also, Remember

Resume your application only via CashKaro to avoid losing Rewards
CashKaro Rewards are applicable only on your first successful disbursal with FIRSTmoney by IDFC FIRST Bank
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Rewards can only be redeemed as Amazon Pay Balance

FIRSTmoney by IDFC FIRST Bank Benefits

1Multiple Loans: Anytime, Anywhere

2100% Digital & Secure Application

3Approval of up to 10 lakhs, Instant Disbursals & ZERO foreclosure charges

4Flexible repayment tenure up to 24 months

5Attractive Interest rates starting @ 12%

Rewards Tracking Timeline

IDFC FIRST Bank shares Tracking Report with us within 72 hours. If your Rewards do not track within 72 hours, you may raise a Missing Rewards Ticket.

Rewards Confirmation Timeline

Once your loan is disbursed, the lender shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the loan.

Accept App Orders?

Orders placed on FIRSTmoney by IDFC FIRST Bank app are eligible for Rewards

Accept App Orders?

Orders placed on FIRSTmoney by IDFC FIRST Bank app are not eligible for Rewards