IDFC FIRST Bank Personal Loan

Get instant personal loans up to ₹10 lakh, disbursed in 30 m...Get instant personal loans up to ₹10 lakh, disbursed in 30 minutes with IDFC FIRST Bank. Experience flexible repayment (9–60 months), personalised EMI dates, and multiple top-up options. Apply via CashKaro and unlock extra Rewards on successful loan amount disbursal

Flat 0.40% Rewards

on Loan Amount Disbursal

FIRSTmoney by IDFC FIRST Bank Personal Loan Benefits

1Multiple Loans: Anytime, Anywhere (New to Bank only)

2Zero processing fee for loan amounts between ₹3–4 lakhs

3Processing fee below 1% on loans above ₹4 lakh (valid till 31st March 2026)

4100% Digital & Secure Application

5Approval Up to ₹10 Lakhs

Important Timelines

Important Terms & Conditions

If you were/are an existing user of IDFC FIRST (Savings Account/Credit Card/FD/Loans), you are not eligible for the Rewards
Rewards are applicable for only New Users of IDFC FIRST with first withdrawal/drawdown only
Please use your Aadhaar linked Mobile number to complete the application

Rewards Rates

0.40%

Rewards on Loan Amount Disbursal

How to Get This Offer?

Eligibility Criteria

Age: 21 to 60 years
Employment: Both salaried and self-employed individuals(New to Bank only)
Income: Above Rs.15000/monthly (Not mandatory)
Credit Score: 710+

Documents Needed

No Documents Required

Steps to Apply

Click on the orange button
You will be redirected to BankKaro’s official website
Complete the application in the same session

Terms & Conditions

CashKaro Rewards Related

If you were/are an existing user of IDFC FIRST (Savings Account/Credit Card/FD/Loans), you are not eligible for the Rewards
Rewards are applicable for only New Users of IDFC FIRST with first withdrawal/drawdown only
Please use your Aadhaar linked Mobile number to complete the application
If you get a loan from another lender through the Firstmoney journey, your Rewards will be based on Rewards for that lender, not Firstmoney

Also, Remember

Resume your application only via CashKaro to avoid losing Rewards
CashKaro Rewards are applicable only on your first successful disbursal with FIRSTmoney by IDFC FIRST Bank
If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
Rewards can only be redeemed as Amazon Pay Balance
Use your Mobile Number for raising Missing Rewards Ticket

FIRSTmoney by IDFC FIRST Bank Personal Loan Benefits

1Multiple Loans: Anytime, Anywhere

2100% Digital & Secure Application

3Approval of up to 10 lakhs, Instant Disbursals & ZERO foreclosure charges

4Flexible repayment tenure up to 60 months

5Attractive Interest rates starting @ 9.99%

Rewards Tracking Timeline

IDFC FIRST Bank shares Tracking Report with us within 72 hours. If your Rewards do not track within 72 hours, you may raise a Missing Rewards Ticket.

Rewards Confirmation Timeline

Once your loan is disbursed, the lender shares a report with us which is used to update your Rewards status. Please note, this process can take up to 75 days, starting from the date you applied for the loan.

Accept App Orders?

Orders placed on FIRSTmoney by IDFC FIRST Bank Personal Loan app are eligible for Rewards

Accept App Orders?

Orders placed on FIRSTmoney by IDFC FIRST Bank Personal Loan app are not eligible for Rewards