PayTM, the online payments platform is a household name and one of the leading payment gateways in India. With a plethora of services like Online Recharge, Bill Payments, Policy Premium Payments, Events and Travel Tickets Booking, PayTM has evolved into a one stop solution for all things digital. The online payments giant also offers ecommerce services and digital payment solutions to its customers and vendors.
PayTM's Offerings: Why You Will Love Using PayTM
Convenient Money Transfers
PayTM provides the convenience of sending money right at your fingertips. Users can opt for Bank, UPI, Wallet transfers and send money to other PayTM and non PayTM users. This feature is quite beneficial as it saves the users from the hassle of going to a bank and requesting for money transfer.
Fast Cashback Tracking & Responsive Customer Support
Even though PayTM officially has a timeframe of 24 hours for crediting cashback, it is usually tracked within the span of a few minutes. In exceptional cases, when it is not tracked, the customer care is readily available to resolve any queries. This creates real credibility in terms of using the e-wallet for day to day transactions.
PayTM offers enhanced security with 3 steps of verification which are PayTM app lock, OTP and username with password login. This ensures that a user's account does not fall prey to online frauds or misuse.
PayTM Payments Bank & Insurance Services
Along with digital payments services, PayTM has also entered the banking and insurance sector. Users can avail these services free of charge and get benefits like free online transaction and SMS alerts, Penalty free FD, insurance cover and more.
PayTM First Membership
This is an exclusive membership plan offered by PayTM in which users can avail benefits of upto Rs 75000. PayTM First subscription automatically includes free premium subscriptions like Zomato Gold, Gaana Plus, Oyo Wizard and many more. Apart from this, users also get unique offers on PayTM Mall with dedicated 24*7 customer support.
PayTM's History, Inception, Founders, Investors
PayTM was founded in the year 2010 by Vijay Shekhar Sharma and is owned by One97 Communications which is one of the most popular internet-firms operating in India. The online payments platform is backed by investment experts like SoftBank, SAIF Partners, and Alibaba Group. It has raised the latest round of funding for $1 Billion from the renowned asset management firm T Rowe Price. The company has a massive userbase of 140 Million active users and is currently valued at $16 Billion.
Special Savings Tips on PayTM
PayTM Cashback Offers
PayTM offers cashback deals on various services like recharge, bill payment, ticket booking and online shopping. Customers can look for exclusive PayTM cashback promo codes on the cashback offers page and select the best suitable option among them. A few lucky customers also get 100% cashback daily on different transactions with a PayTM coupon code.
Users can avail deals on different retailers from PayTM's Hot Deals section and get instant discounts, cashback and more on their transactions. These deals are available free of cost and can be added to the cart like other products, once the user has placed the order, an email is sent with further details.
Exclusive PayTM Coupons
New users get exclusive onetime cashback and festival offers which can be availed on their first every recharge, bill payment, flights or movie tickets booking. PayTM also provides attractive coupons for existing users which can be found at the bottom of a product recharge/booking page.
Join CashKaro Telegram Channel
PayTM often creates exclusive deal pages for a limited period. We have made a separate CashKaro Telegram Channel which you can join for free and never miss out on upcoming sales and insanely good deals.Join CashKaro Telegram channel now.
How to Save More on PayTM with CashKaro
If you are looking to get some additional discount while shopping online from PayTM, CashKaro can help you get some extra cashback along with all valid coupon codes.
Now shop via CashKaro and earn additional cashback that can be transferred as real money into your bank account.
Simply Just follow these four simple steps during your next PayTM shopping.
Step 1: Visit CashKaro.com on your browser or download the CashKaro app from your Android or iOS device.
Step 2: Search for PayTM from the search bar and go to PayTM store page.
Step 3: Click on the orange Avail cashback / See Coupons button on PayTM store page.
Step 4: Copy the coupon (when available), Sign-in if needed and you will be redirected to PayTM's website.
Continue your shopping as usual, and the cashback amount will be credited to your CashKaro account within the prescribed period.
Best PayTM Coupons, Offers, and Sale Updated Jan 2022
|Paytm Promo Code List||Offer Details||Validity|
|Flat Rs 100 Cashback||Coupon code for Paytm on first ever recharge or bill payment||Jan 31, 2022|
|Upto Rs 1500 Cashback||Get 8% cashback on flight bookings with PayTM new user offer||Jan 31, 2022|
|Buy 2 get 1 free||PayTM promo code for upto Rs 300 cashback on 3rd ticket||Jan 31, 2022|
|18% Off + 5% Cashback||Flat 18% off PayTM offer with upto Rs 100 cashback||Jan 31, 2022|
|10% Off + 20% Cashback||Upto Rs 5000 off and PayTM vouchers worth Rs 5000 on Premium Villas||Jan 31, 2022|
Payment Options on PayTM
- Credit Card
- Debit Card
- Net Banking
- Cash on Delivery
Cancellation and Return Policy
- Any successful transactions for bill payments, online recharges, money transfers cannot be cancelled or refunded.
- Cancellation for travel or event tickets booking is allowed within the cancellation period. Depending on the time of booking and raising a cancellation request, refund is initiated into the source account within 7-10 working days.
- In-case money is deducted from your bank account or wallet but is not reflecting in the merchant account, or if the transaction is shown as unsuccessful then a ticket is raised, post verification money is refunded back within 21 working days.
PayTM Contact Details