What Is Paytm And How It Works

You know Paytm to be one of the largest and fastest-growing wallets or UPI app. You can make a payment or transfer money through any bank account using Paytm. The full form of Paytm is ‘Pay Through Mobile.’ Paytm is an e-commerce payment system, which is designed to transfer cash into an assimilated wallet via debit card, credit card, etc. You can buy any goods and services, both online and offline, using the money in the Paytm wallet.

The different transactions that you can make through Paytm are recharging of mobile phones, DTH, etc. You can also pay your postpaid bills. Paytm also allows you to book tickets for flights, trains, buses, hotel rooms, and you can also pay for booking an Uber. You can get cashbacks by using Paytm coupon codes while making payments.

Here are the steps to log in through Paytm:

  1. Download the app

The very first step requires you to download the app on your mobile phone.

  1. Sign up

Then, click on ‘Sign up’ which is at the right corner of your page. Then, enter all your registered mobile number, e-mail address, and a password.

  1. Creating ‘Paytm Wallet’

Once you have provided all the details, you will be given an OTP. Enter that OTP, your first name and last name, then click on ‘Create Paytm Wallet.’ And, finally, your account is created. Now, you can use the wallet to make payment and can earn cashbacks using Paytm coupons.

Now let’s see how to use Paytm Wallet:

  1. Log in

The first step is to log in using your mail id and password.

  1. Add money

Add money in your Paytm wallet using any of the medium like net banking, debit card, credit card, etc.

  1. Transfer money

To transfer money, click on the ‘Pay’ or ‘Send’ option. You can also transfer money to other people by scanning a QR code. While transferring money, you can also get cashback through Paytm offers.

Want to make a cashless payment without internet? Paytm is always there to help you. All you need to do is ask the retailer who accepts Paytm as a medium of accepting payment; you can either use QR codes or bar codes, along with a One-Time Password (OTP) to pay them. In order to make a payment without internet, all you need to do is open the app in your mobile phone, there you will get a ‘Pay or Send’ option, click on it, and then you need to choose between QR code or bar codes (provided in two separate tabs). Lastly, just scan the code and then enter the OTP to authorize the payment offline.

You can get many discounts using Paytm offers. Just use your Paytm promo code to make payment via CashKaro and receive guaranteed cashback on your payments.

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