10 Best Cashback Apps In India To Save Money

The internet has brought a digital revolution in India, and at present, there are more than 60 crore internet users here. With the increase in the use of the internet and smartphones, most of our daily work has become seamless. From shopping for groceries and clothes to getting food delivered, booking a table at a restaurant, buying electronics and medicines, booking train and air travel tickets, and more, there are many apps out there to make our work easier.

Mobile apps have become an integral part of our everyday life, and the expenditure through these apps are an important part of our income. Almost all work is done via mobile apps nowadays as it saves money, effort, and time.

While apps can make the way you spend easier, there are several mobile apps that can go a long way in saving you money as well. These apps can help you get a discount on your spending and earn extra cashback. Getting a discount on any expense is like dessert after a meal. And cashback is like a cherry on top of the cake.

List of 10 Best Cashback Apps In India



Looking for the best shopping apps to save money? CashKaro is the app you must have. CashKaro is India’s largest cashback and coupons site that provides exclusive discount codes and real cashback on your purchases. With over 1500 partner shopping sites, it helps you buy essential items like clothes, groceries, mobiles, electronic goods, beauty products, pharmacy products, and more. It also offers exciting cashback deals on booking hotels, flights, and mobile recharge and bill payments.

With names such as Amazon, Myntra, AJIO, Big Bazaar, Reliance Digital, Tata CLiQ, Zivame, MamaEarth and many more, it gives you an option to save money every time you think of spending some. CashKaro receives an affiliate commission every time a user makes a purchase from one of its partner sites using the CashKaro app. The majority of this commission is returned to the customer in the form of Real Cashback. This cashback can then be transferred to your bank account, therefore your savings are ensured!

Avail a bonus of Rs 60 by signing up on the Cashkaro app and enjoy exciting discounts and Cashback on every purchase.



Magicpin offers users rewards for purchasing at offline shops. The app helps users find the greatest places to shop, eat, and hang out in their location. By posting all bills, users can earn rewards. Magicpin also offers unique coupons, member-only discounts, sneak peeks, and other benefits.



Dineout App lets users locate top restaurants that provide discounts on meals and drinks. The app allows users to explore menus, read the reviews, and reserve a table through the Dineout app for free. Diners can also experience cashless payments and get an opportunity to earn cashback on every payment. With the Dineout membership, diners can get 25% off at top restaurants, 1+1 buffet at top five-star restaurants, and get exclusive access to curated culinary experiences.



The Nearbuy app helps users find the best places to eat and shop by location. It helps users get discounts on restaurants, stores, spas, tattoo parlours, music festivals, bars, clubs, movie tickets, theme parks, etc.


CRED is a credit card bill payment platform that provides users with a variety of offers when they pay their credit card bills. CRED has collaborated with some of the best premium and luxury brands to provide a unique experience at the completion of each credit card bill payment cycle. CRED members have exclusive offers and discounts from leading companies. It is one of the best apps to save money.



Paytm is an Indian cashless wallet and mobile payments platform. With the help of Paytm, digital payments are possible at a variety of locations, including taxis and vehicles, gas stations, grocery stores, eateries, multiplexes, and many more. Paytm provides various discounts and offers and cashback on recharge, bill payment, money transfer, and more. Paytm bus coupon is very popular among Indian bus travellers as it offers attractive cashback on bus tickets.



Freecharge is an Indian online recharge and bill payment app owned by Axis Bank Limited. The application helps users pay postpaid and prepaid phone bills, metro recharge, DTH, and utility bills for a variety of service providers. Freecharge offers cashback on mobile recharge and electricity bill payments.



MobiKwik is an Indian fintech platform operating in payment gateways, consumer payments, and financial services. It is a mobile payment platform that may be used for a variety of payment services such as money transfer, receiving payments, mobile recharge, bill payments like internet, electricity, DTH, and much more. MobiKwik not only allows its customers to pay and save on online payments, but they also provide credit facilities. Users can make quick payments with MobiKwik and get discounts and cashback rewards.

Google Pay

Google Pay

Google Pay is an online payment platform created by Google. It uses Unified Payments Interface to seamlessly pay and receive money, recharge, pay bills, and process other digital payments from your smartphone. Google Pay rewards users on UPI money transfer, bill payments, ticket buying and other services. Using this application, users can earn cashback, scratch coupons, and rewards that are directly deposited into the bank account.



PhonePe is an online payment app that allows users to pay utility bills, recharge phones, and make fast purchases from online and offline retailers. PhonePe allows users to transfer and receive money instantly using BHIM UPI, pay credit card bills, buy insurance policies and invest in mutual funds. The payments app offers various discounts, offers and brand-specific scratch cards on mobile recharge, bill payment, FASTag recharge, and much more.


Nowadays, mobile apps are widely used to fulfil all requirements and needs. From grocery and clothing to bill payments, recharges, and money transfers, all are done through mobile apps. If you want to save on your expenses, these mobile apps can be your saviour if you use them wisely. These apps provide cashback, coupons, and rewards on your spending.

Other Money Saving Ideas:


Which is the best cashback app in India to save money?

CashKaro is the best cashback app in India, with the highest cashback rates and a 1 crore+ regular user base.

Which UPI app gives more cashback?

PhonePe UPI app gives more cashback on money transfers.

Which payment app gives more cashback?

Paytm payment app gives more cashback on bus travel, money transfer along with online and offline payments.

Shailesh Thakran
Shailesh Thakran

Shailesh Thakran holds 7 years of experience in Affiliate marketing, Content & SEO. He graduated from the Ambedkar DSEU Shakarpur Campus-I 2015 in Instrumentation & Control Engineering. He is involved in different organizations/startups in structural, design and content marketing efforts. His special interests include Blogging & Automobiles. When not working, he likes cycling, gardening and reading.

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