CitiBank BankBazaar Coupons & Offers

CitiBank BankBazaar Flight Frequently Asked Questions (FAQs)

What is the eligibility for Citibank credit card?

To be eligible for Citi Bank credit cards, an applicant should meet the following requirements-

1. He/She should be at least 23 years old.
2. He/She should not be more than 60 years old.
3. He/She should be salaried or self-employed.
4. He/She should have a monthly income of at least â‚¹ 25,000.

How do I apply for a Citibank credit card?

There are three methods to apply for a Citi credit card:

Apply on Bankbazaar.com

BankBazaar, an online financial market place, provides you all types of Citi credit cards with best offers and discounts. BankBazaar gives you the freedom to compare different Citi credit cards on a single place and buy the best. You just need to check your eligibility by filling in your details and apply directly. Once your application is approved by the bank, an executive will drop by to collect relevant documents after which your application will be processed further.

Apply Online

5 easy steps to apply online for Citi bank credit card:

1. Go to the credit card section on the Citibank website, compare the cards and select the one you want to apply for.
2. After you click on ‘Apply Now’, you will be redirected to the application page.
3. Enter your e-mail address and contact number and proceed.
4. You are now required to fill your personal details along with your PAN and Aadhaar Number.
5. Enter your professional details and annual income along with mailing address. Once you complete and submit the form, an application reference number will be generated and communicated to you on your mail and phone. One of the Citibank executives will come to collect your documents after which they will decide your eligibility, credit limit, etc.

Apply Offline

Steps to apply offline

1. Visit any of the Citibank branches in your city
2. Speak to a credit card executive.
3. Check your requirements and eligibility.
4. Fill the form and submit the required documents.
5. That’s it, your credit card will reach at your address after a few days.

What are the documents required for Citibank credit card?

Following are the required documents before applying for Citibank credit card:

1. ID proof (Aadhaar card, Passport, Driving license, Voter ID)
2. Proof of address (ration card, electricity bill, phone bill)
3. Salaried employees - Salary slip for the last 3 months.

How to pay Citibank credit card bill?

Citibank Credit Card Bill Payment through IMPS

Steps:

1. Login to internet banking account of your desired bank from which you would like to make Citibank credit card payment
2. Select 'Funds Transfer > Immediate Payment Service (IMPS)'
3. Click on 'Transfer to other bank account'
4. You will be prompted to 'Add Payee or Beneficiary'
5. Click on 'Add Payee or Beneficiary' and enter the following details as the payee information.
6. Payee name - Name as on Citibank credit card
7. Payee bank name - Citibank N.A.
8. Payee account number - Citibank credit card number
9. IFSC code - CITI0000003 (Can be used by all Citibank credit card holders residing in any Indian city)
10. Branch Address: Chennai (In this case), click on 'Confirm'
11. Once the payee addition request has been initiated, it typically takes 30 minutes to update the same in your net banking account. You will receive a confirmation.

The following instructions will help you pay your bill in a few simple steps

1. Login to your net banking account
2. Go to 'Funds Transfer'
3. Select 'IMPS funds transfer'
4. Choose 'To another bank account'
5. From the payees list select 'Citibank Credit Card'
6. Enter the amount you would like to pay towards your Citibank Credit Card bill and click on 'Pay'
7. The bill amount will be instantly credited to your Citibank Credit Card. You will receive a confirmation message from Citibank.

Citibank Credit Card Bill Payment through NEFT

Steps:

1. Login to internet banking account of your desired bank from which you would like to make Citibank credit card payment
2. Select 'Funds Transfer > Immediate Payment Service (NEFT)'
3. Click on 'Transfer to other bank account'
4. You will be prompted to 'Add Payee or Beneficiary'
5. Click on 'Add Payee or Beneficiary' and enter the following details as the payee information.
6. Payee name - Name as on Citibank credit card
7. Payee bank name - Citibank N.A.
8. Payee account number - Citibank credit card number
9. IFSC code - CITI0000003 (Can be used by all Citibank credit card holders residing in any Indian city)
10. Branch Address: Chennai (In this case), click on 'Confirm'
11. Once the payee addition request has been initiated, it typically takes 30 minutes to update the same in your net banking account. You will receive a confirmation.

The following instructions will help you pay your bill in a few simple steps

1. Login to your net banking account
2. Go to 'Funds Transfer'
3. Select 'NEFT funds transfer'
4. Choose 'To another bank account'
5. From the payees list select 'Citibank Credit Card'
6. Once you confirm the transaction, your NEFT request will then be initiated. Once the fund's transfer happens, you will receive a message from Citibank.

How to close a Citibank account?

3 Simple ways to close your Citibank account:

1. You can Citibank from your registered mobile number. They will ask some verification details post which they will initiate closure of your account.
2. Write to Citibank (get service email id from Citibank India’s site) and provide the reason as well as instruction to close your account. You will get a call from Citibank and they will ask some verification questions, a post which they will initiate closure of your account.
3. You can also visit any nearby Citibank branch and close your account.   

How to redeem Citibank credit card points?

Given below are the ways to redeem your credit cards points:

1. You can shop from different online retailers.
2. You can book bus, movie, hotel and flight tickets through registered partners.
3. You can pay your fuel expenses. Citibank provides 1100 Indian Oil Outlets (Platinum/Titanium Card only)

How to check the Citibank credit card balance?

To check the available balance, please follow the following steps:

Go to 'View account summary' in your Citibank Online home page

Choose Credit Cards > Choose the particular card > 'Balance' is mentioned in the summary of the card.

Or

You can SMS, 'CARDBAL Your credit card number' to 52484, from your registered mobile number. For subscribers other than Aircel / Airtel / Vodafone / Idea, please send the SMS to +919880752484.

How to link Aadhaar card to Citibank online?

Below are the steps to link Aadhaar:

1. Go to the official CITI Bank website.
2. Enter your login Id and password.
3. On the next screen, choose whether ‘Banking’ or ‘Credit’ card tab and click on ‘Update Aadhaar card’ option.
4. Type your 12-digit Aadhaar number and click the continue option.
5. Enter the OTP (One-Time Password) you have received on your registered number.
6. Once this is done, upload your Aadhaar card on the CITI Bank portal in PDF format.
7. When the authentication is completed, the bank will send a confirmation SMS on your mobile.

Citibank India customer care number

You can call Citibank India on 1860 210 2484 (India Toll free) / 022 4955 2400 between 10:00 AM and 6:00 PM.

What is Citibank ATM withdrawal limit in India?

There is a daily limit of Rs 5,000 for ATM withdrawals. On the other hand, Citigold customers can withdraw Rs 10,000 for ATM.